TORVANTA
Other · S&P 500 · data as of 2026-10-05

TRST stock analysis: TRST

TRST (TRST) is an S&P 500 company in Other.

The model's view of TRST · subscribers

Where TRST ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with TRST · updated 2026-10-05 · from prices and SEC filings

TRST price performance

TRST against the S&P 500, one year
+0%+25%+50%TRST +56%S&P 500 +18%2025-09-292026-10-05
Year to date+36.6%S&P 500 +14.5% · ahead by 22.1 pts
1 year+56.6%S&P 500 +17.0% · ahead by 39.6 pts
3 years+128.2%S&P 500 +89.3% · ahead by 39.0 pts
5 years+105.8%S&P 500 +91.3% · ahead by 14.5 pts

Total returns with dividends reinvested.

TRST factor grades

Each grade compares TRST with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

B-ValueP/E 15.4x (industry 20.1x)FCF yield 6.4% (industry 6.0%)
B-GrowthEPS growth +27% (industry +10%)
–Profitability
B+Momentum12-month change +57%From 52-wk high -7%

TRST in plain numbers

TRST key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$939.6M
Revenue growth (y/y)n/a
Free-cash-flow yield6.4%
Dividend yield2.8%
Next earnings (expected)2026-10-20
Valuation measures
Market value$939.6M
Enterprise value$351.3M
P/E (trailing)15.4x
Forward P/E (Torvanta estimate)14.0x
PEG (Torvanta estimate)1.44
Price / book1.4x
Financial highlights
Net income, last 12 months$65.1M
EPS, last 12 months (GAAP)$3.59
Return on equity9.6%
Cash$696.6M
Total debt$108.4M
Debt / equity0.17x
Free cash flow, last 12 months$59.8M

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

TRST earnings trends

Revenue vs earnings
$0$4.2M$8.5M$12.7M$17.0MSep 2024 Net income: $12.9MDec 2024 Net income: $11.3MMar 2025 Net income: $14.3MJun 2025 Net income: $15.0MSep 2025 Net income: $16.3MDec 2025 Net income: $15.6MMar 2026 Net income: $16.3MJun 2026 Net income: $17.0MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.2$0.5$0.7$1.0Sep 2024 EPS (GAAP, diluted): $0.7Dec 2024 EPS (GAAP, diluted): $0.6Mar 2025 EPS (GAAP, diluted): $0.8Jun 2025 EPS (GAAP, diluted): $0.8Sep 2025 EPS (GAAP, diluted): $0.9Dec 2025 EPS (GAAP, diluted): $0.8Mar 2026 EPS (GAAP, diluted): $0.9Jun 2026 EPS (GAAP, diluted): $1.0Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +26% · Dec 2025 +40% · Mar 2026 +21% · Jun 2026 +24%

From the company's 10-Q and 10-K filings with the SEC.

TRST financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Net income$61.5M$75.2M$58.6M$48.8M$61.1M
EPS (GAAP)$2.61$3.93$3.07$2.58$3.24
Free cash flow$52.5M$74.8M$58.5M$54.6M$45.7M

TRST earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-21$0.98+24%n/a+0.2%
2026-04-21$0.91+21%n/a-3.7%
2026-01-21$0.84+40%n/a+4.9%
2025-10-21$0.86+26%n/a+2.3%
2025-07-21$0.79+20%n/a+1.2%
2025-04-21$0.75+17%n/a+4.5%

About TRST

HeadquartersAlbany, NY
Industry (SEC code)State Commercial Banks
Fiscal year endsDecember 31
Incorporated inNY
Listed onNasdaq

From the company's SEC registration record.

Companies similar to TRST

CompanyMarket valueP/ERevenue growthOperating margin12-month change
TRST TRST$939.6M15.4xn/an/a+57%
CPF CPF$935.7M11.6x+37%n/a+24%compare
VYX VYX$944.4M16.7x-5%1.1%-46%compare
HAFC HAFC$934.0M10.6x+16%31.2%+32%compare
CSR CSR$926.7M44.1x+1%26.0%-1%
UTL UTL$923.7M16.0x+21%18.9%+12%
HSTM HSTM$922.2M43.8x+9%8.0%+16%

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Frequently asked questions

Is TRST stock a buy?

Torvanta does not tell individuals what to buy. Its grades for TRST are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is TRST's P/E ratio?

TRST trades at about 15.4 times its last 12 months of GAAP earnings reported to the SEC, and about 14.0 times Torvanta's own estimate of the next 12 months.

When does TRST report earnings next?

Based on its filing history, Torvanta expects TRST to report around 2026-10-20.

Does TRST pay a dividend?

Yes. Its dividend yield is about 2.8%, and it has raised its dividend 1 years in a row.

How has TRST performed against the S&P 500?

Over the past year TRST returned +56.6%, against +17.0% for the S&P 500, dividends reinvested.

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Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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