TORVANTA
Other · S&P 500 · data as of 2026-10-05

CPF stock analysis: CPF

CPF (CPF) is an S&P 500 company in Other.

The model's view of CPF · subscribers

Where CPF ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

See plans
What's happening with CPF · updated 2026-10-05 · from prices and SEC filings

CPF price performance

CPF against the S&P 500, one year
+0%+20%CPF +24%S&P 500 +18%2025-09-292026-10-05
Year to date+19.6%S&P 500 +14.5% · ahead by 5.1 pts
1 year+24.2%S&P 500 +17.0% · ahead by 7.2 pts
3 years+151.5%S&P 500 +89.3% · ahead by 62.3 pts
5 years+73.1%S&P 500 +91.3% · behind by 18.2 pts

Total returns with dividends reinvested.

CPF factor grades

Each grade compares CPF with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

B+ValueP/E 11.6x (industry 20.1x)FCF yield 10.6% (industry 6.0%)
BGrowthRevenue growth +37% (industry +8%)EPS growth +40% (industry +10%)
B+Profitability
BMomentum12-month change +24%From 52-wk high -8%

CPF in plain numbers

CPF key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$935.7M
Revenue growth (y/y)+37%
Free-cash-flow yield10.6%
Dividend yield3.2%
Next earnings (expected)2026-10-28
Valuation measures
Market value$935.7M
Enterprise value$628.9M
P/E (trailing)11.6x
Forward P/E (Torvanta estimate)10.5x
PEG (Torvanta estimate)0.96
Price / sales17.4x
Price / book1.6x
EV / revenue11.7x
Financial highlights
Revenue, last 12 months$53.9M
Net income, last 12 months$83.0M
EPS, last 12 months (GAAP)$3.12
Net margin154.0%
Return on equity14.2%
Cash$383.3M
Total debt$76.5M
Debt / equity0.13x
Free cash flow, last 12 months$98.7M

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

CPF earnings trends

Revenue vs earnings
$0$5.7M$11.4M$17.2M$22.9MSep 2024 Revenue: $12.7MDec 2024 Revenue: $2.6MMar 2025 Revenue: $11.1MJun 2025 Revenue: $13.0MSep 2025 Revenue: $13.5MDec 2025 Revenue: $14.2MMar 2026 Revenue: $11.6MJun 2026 Revenue: $14.6MSep 2024 Net income: $13.3MDec 2024 Net income: $11.3MMar 2025 Net income: $17.8MJun 2025 Net income: $18.3MSep 2025 Net income: $18.6MDec 2025 Net income: $22.9MMar 2026 Net income: $20.7MJun 2026 Net income: $20.8MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 104.5%Net margin: 432.4%Net margin: 160.1%Net margin: 140.4%Net margin: 137.5%Net margin: 161.1%Net margin: 179.1%Net margin: 142.4%0%216%432%■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.2$0.4$0.6$0.9Sep 2024 EPS (GAAP, diluted): $0.5Dec 2024 EPS (GAAP, diluted): $0.4Mar 2025 EPS (GAAP, diluted): $0.7Jun 2025 EPS (GAAP, diluted): $0.7Sep 2025 EPS (GAAP, diluted): $0.7Dec 2025 EPS (GAAP, diluted): $0.9Mar 2026 EPS (GAAP, diluted): $0.8Jun 2026 EPS (GAAP, diluted): $0.8Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +41% · Dec 2025 +102% · Mar 2026 +20% · Jun 2026 +19%

From the company's 10-Q and 10-K filings with the SEC.

CPF financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Revenue$28.7M$30.4M$44.9M$38.7M$51.8M
Net income$79.9M$73.9M$58.7M$53.4M$77.5M
EPS (GAAP)$2.84$2.69$2.17$1.97$2.86
Free cash flow$88.3M$95.7M$92.5M$75.4M$92.3M

CPF earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-24$0.80+19%+12%+0.9%
2026-04-29$0.78+20%+4%-4.8%
2026-01-28$0.85+102%+441%+0.7%
2025-10-29$0.69+41%+6%-2.9%
2025-07-25$0.67+16%+7%-2.2%
2025-04-23$0.65+35%-1%-5.0%

About CPF

HeadquartersHonolulu, HI
Industry (SEC code)State Commercial Banks
Fiscal year endsDecember 31
Incorporated inHI
Listed onNYSE
FormerlyCPB INC

From the company's SEC registration record.

Companies similar to CPF

CompanyMarket valueP/ERevenue growthOperating margin12-month change
CPF CPF$935.7M11.6x+37%n/a+24%
HAFC HAFC$934.0M10.6x+16%31.2%+32%compare
TRST TRST$939.6M15.4xn/an/a+57%compare
VYX VYX$944.4M16.7x-5%1.1%-46%compare
CSR CSR$926.7M44.1x+1%26.0%-1%
UTL UTL$923.7M16.0x+21%18.9%+12%
HSTM HSTM$922.2M43.8x+9%8.0%+16%

All Other stock ratings

Frequently asked questions

Is CPF stock a buy?

Torvanta does not tell individuals what to buy. Its grades for CPF are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is CPF's P/E ratio?

CPF trades at about 11.6 times its last 12 months of GAAP earnings reported to the SEC, and about 10.5 times Torvanta's own estimate of the next 12 months.

When does CPF report earnings next?

Based on its filing history, Torvanta expects CPF to report around 2026-10-28.

Does CPF pay a dividend?

Yes. Its dividend yield is about 3.2%, and it has raised its dividend 1 years in a row.

How has CPF performed against the S&P 500?

Over the past year CPF returned +24.2%, against +17.0% for the S&P 500, dividends reinvested.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

See plans Or get the free weekly newsletter

Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

All stock ratings · Stock lists · AI stock research · Model portfolio · Research · Disclaimer