TORVANTA
Other · S&P 500 · data as of 2026-10-05

HAFC stock analysis: HAFC

HAFC (HAFC) is an S&P 500 company in Other. It grades strongest on value.

The model's view of HAFC · subscribers

Where HAFC ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with HAFC · updated 2026-10-05 · from prices and SEC filings

HAFC price performance

HAFC against the S&P 500, one year
+0%+20%+40%HAFC +33%S&P 500 +18%2025-09-292026-10-05
Year to date+19.9%S&P 500 +14.5% · ahead by 5.4 pts
1 year+32.2%S&P 500 +17.0% · ahead by 15.2 pts
3 years+127.5%S&P 500 +89.3% · ahead by 38.2 pts
5 years+97.1%S&P 500 +91.3% · ahead by 5.8 pts

Total returns with dividends reinvested.

HAFC factor grades

Each grade compares HAFC with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

A-ValueP/E 10.6x (industry 20.1x)FCF yield 22.6% (industry 6.0%)
B+GrowthRevenue growth +16% (industry +8%)EPS growth +38% (industry +10%)
B+ProfitabilityOperating margin 31.2% (industry 9.6%)ROIC 13.4% (industry 10.1%)
B+Momentum12-month change +32%From 52-wk high -5%

HAFC in plain numbers

HAFC key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$934.0M
Revenue growth (y/y)+16%
Free-cash-flow yield22.6%
Dividend yield3.5%
Next earnings (expected)2026-10-20
Valuation measures
Market value$934.0M
Enterprise value$602.7M
P/E (trailing)10.6x
Forward P/E (Torvanta estimate)9.4x
PEG (Torvanta estimate)0.69
Price / sales3.3x
Price / book1.1x
EV / revenue2.1x
EV / EBITDA6.6x
Financial highlights
Revenue, last 12 months$286.1M
Net income, last 12 months$89.4M
EPS, last 12 months (GAAP)$2.96
Operating margin31.2%
Net margin31.2%
Return on equity11.3%
Return on invested capital13.4%
Cash$331.2M
Total debt$0
Free cash flow, last 12 months$211.1M

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

HAFC earnings trends

Revenue vs earnings
$0$18.1M$36.1M$54.2M$72.2MSep 2024 Revenue: $58.5MDec 2024 Revenue: $60.8MMar 2025 Revenue: $62.8MJun 2025 Revenue: $65.2MSep 2025 Revenue: $71.0MDec 2025 Revenue: $71.2MMar 2026 Revenue: $71.7MJun 2026 Revenue: $72.2MSep 2024 Net income: $14.9MDec 2024 Net income: $17.7MMar 2025 Net income: $17.7MJun 2025 Net income: $15.1MSep 2025 Net income: $22.1MDec 2025 Net income: $21.2MMar 2026 Net income: $22.6MJun 2026 Net income: $23.5MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 25.5%Net margin: 29.1%Net margin: 28.1%Net margin: 23.2%Net margin: 31.1%Net margin: 29.8%Net margin: 31.4%Net margin: 32.6%0%16%33%■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.2$0.4$0.6$0.8Sep 2024 EPS (GAAP, diluted): $0.5Dec 2024 EPS (GAAP, diluted): $0.6Mar 2025 EPS (GAAP, diluted): $0.6Jun 2025 EPS (GAAP, diluted): $0.5Sep 2025 EPS (GAAP, diluted): $0.7Dec 2025 EPS (GAAP, diluted): $0.7Mar 2026 EPS (GAAP, diluted): $0.8Jun 2026 EPS (GAAP, diluted): $0.8Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +49% · Dec 2025 +19% · Mar 2026 +29% · Jun 2026 +58%

From the company's 10-Q and 10-K filings with the SEC.

HAFC financials (from SEC filings)

Fiscal yearFY2024FY2025
Revenue$234.4M$270.2M
Net income$62.2M$76.1M
EPS (GAAP)$2.05$2.50
Free cash flow$51.3M$203.7M

HAFC earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-21$0.79+58%+11%-3.2%
2026-04-21$0.75+29%+14%+4.5%
2026-01-27$0.69+19%+17%-13.2%
2025-10-21$0.73+49%+21%+10.3%
2025-07-22$0.50+4%+15%-11.5%
2025-04-22$0.58+16%+8%+3.7%

About HAFC

HeadquartersLos Angeles, CA
Industry (SEC code)National Commercial Banks
Fiscal year endsDecember 31
Incorporated inDE
Listed onNasdaq

From the company's SEC registration record.

Companies similar to HAFC

CompanyMarket valueP/ERevenue growthOperating margin12-month change
HAFC HAFC$934.0M10.6x+16%31.2%+32%
CPF CPF$935.7M11.6x+37%n/a+24%compare
TRST TRST$939.6M15.4xn/an/a+57%compare
CSR CSR$926.7M44.1x+1%26.0%-1%compare
UTL UTL$923.7M16.0x+21%18.9%+12%
VYX VYX$944.4M16.7x-5%1.1%-46%
HSTM HSTM$922.2M43.8x+9%8.0%+16%

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Frequently asked questions

Is HAFC stock a buy?

Torvanta does not tell individuals what to buy. Its grades for HAFC are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is HAFC's P/E ratio?

HAFC trades at about 10.6 times its last 12 months of GAAP earnings reported to the SEC, and about 9.4 times Torvanta's own estimate of the next 12 months.

When does HAFC report earnings next?

Based on its filing history, Torvanta expects HAFC to report around 2026-10-20.

Does HAFC pay a dividend?

Yes. Its dividend yield is about 3.5%, and it has raised its dividend 1 years in a row.

How has HAFC performed against the S&P 500?

Over the past year HAFC returned +32.2%, against +17.0% for the S&P 500, dividends reinvested.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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