TORVANTA
Financials · S&P 500 · data as of 2026-10-05

TRV stock analysis: Travelers

Travelers (TRV) is an S&P 500 company in Property & Casualty Insurance. It grades strongest on value and momentum.

The model's view of TRV · subscribers

Where TRV ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

See plans
What's happening with TRV · updated 2026-10-05 · from prices and SEC filings

TRV price performance

TRV against the S&P 500, one year
+0%+20%+40%TRV +32%S&P 500 +18%2025-09-292026-10-05
Year to date+25.8%S&P 500 +14.5% · ahead by 11.2 pts
1 year+28.7%S&P 500 +17.0% · ahead by 11.6 pts
3 years+131.6%S&P 500 +89.3% · ahead by 42.3 pts
5 years+158.2%S&P 500 +91.3% · ahead by 66.9 pts

Total returns with dividends reinvested.

TRV factor grades

Each grade compares TRV with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

A-ValueP/E 9.7x (industry 8.9x)FCF yield 14.7% (industry 14.3%)
B-GrowthRevenue growth +2% (industry +6%)EPS growth +65% (industry +38%)
BProfitability
A-Momentum12-month change +29%From 52-wk high -9%

TRV in plain numbers

TRV key statistics

SectorFinancials
IndustryProperty & Casualty Insurance
IndexS&P 500
Market value$75.2B
Revenue growth (y/y)+2%
Free-cash-flow yield14.7%
Dividend yield1.3%
Next earnings (expected)2026-10-15
Valuation measures
Market value$75.2B
Enterprise value$74.6B
P/E (trailing)9.7x
Forward P/E (Torvanta estimate)7.5x
PEG (Torvanta estimate)0.25
Price / sales1.5x
Price / book2.3x
EV / revenue1.5x
Financial highlights
Revenue, last 12 months$49.0B
Net income, last 12 months$8.3B
EPS, last 12 months (GAAP)$37.26
Net margin17.0%
Return on equity26.5%
Cash$621.0M

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

TRV earnings trends

Revenue vs earnings
$0$3.1B$6.2B$9.4B$12.5BSep 2024 Revenue: $11.9BDec 2024 Revenue: $12.0BMar 2025 Revenue: $11.8BJun 2025 Revenue: $12.1BSep 2025 Revenue: $12.5BDec 2025 Revenue: $12.4BMar 2026 Revenue: $11.9BJun 2026 Revenue: $12.2BSep 2024 Net income: $1.3BDec 2024 Net income: $2.1BMar 2025 Net income: $395.0MJun 2025 Net income: $1.5BSep 2025 Net income: $1.9BDec 2025 Net income: $2.5BMar 2026 Net income: $1.7BJun 2026 Net income: $2.2BSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 10.6%Net margin: 17.3%Net margin: 3.3%Net margin: 12.5%Net margin: 15.1%Net margin: 20.1%Net margin: 14.3%Net margin: 18.2%0%10%20%■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$2.8$5.5$8.2$11.0Sep 2024 EPS (GAAP, diluted): $5.4Dec 2024 EPS (GAAP, diluted): $9.0Mar 2025 EPS (GAAP, diluted): $1.7Jun 2025 EPS (GAAP, diluted): $6.5Sep 2025 EPS (GAAP, diluted): $8.2Dec 2025 EPS (GAAP, diluted): $11.0Mar 2026 EPS (GAAP, diluted): $7.8Jun 2026 EPS (GAAP, diluted): $10.3Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +52% · Dec 2025 +23% · Mar 2026 +358% · Jun 2026 +57%

From the company's 10-Q and 10-K filings with the SEC.

Travelers financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Revenue$34.8B$36.9B$41.4B$46.4B$48.8B
Net income$3.7B$2.8B$3.0B$5.0B$6.3B
EPS (GAAP)$14.48$11.74$12.76$21.47$27.45

TRV earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-17$10.26+57%+0%+10.2%
2026-04-16$7.78+358%+1%-1.0%
2026-01-21$10.98+23%+4%+1.6%
2025-10-16$8.24+52%+5%-2.6%
2025-07-17$6.53+185%+7%+4.9%
2025-04-16$1.70-65%+5%+4.6%

About Travelers

HeadquartersSaint Paul, MN
Industry (SEC code)Fire, Marine & Casualty Insurance
Fiscal year endsDecember 31
Incorporated inMN
Listed onNYSE
FormerlyST PAUL TRAVELERS COMPANIES INC, ST PAUL COMPANIES INC /MN/, ST PAUL FIRE & MARINE INSURANCE CO/MD

From the company's SEC registration record.

Companies similar to TRV

CompanyMarket valueP/ERevenue growthOperating margin12-month change
TRV Travelers$75.2B9.7x+2%n/a+29%
ALL Allstate$56.8B4.5x+6%n/a+9%compare
PGR Progressive$123.6B10.7x+10%n/a-8%compare
CB Chubb$128.2B11.7x+8%n/a+18%compare
HIG Hartford$34.2B8.2x+6%n/a-4%
ACGL Arch Capital$32.2B7.4x+0%n/a+4%
WRB WR Berkley$25.9B14.3x+4%n/a-7%

All Financials stock ratings

Frequently asked questions

Is TRV stock a buy?

Torvanta does not tell individuals what to buy. Its grades for TRV are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is TRV's P/E ratio?

TRV trades at about 9.7 times its last 12 months of GAAP earnings reported to the SEC, and about 7.5 times Torvanta's own estimate of the next 12 months.

When does TRV report earnings next?

Based on its filing history, Torvanta expects Travelers to report around 2026-10-15.

Does TRV pay a dividend?

Yes. Its dividend yield is about 1.3%, and it has raised its dividend 20 years in a row.

How has TRV performed against the S&P 500?

Over the past year TRV returned +28.7%, against +17.0% for the S&P 500, dividends reinvested.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

See plans Or get the free weekly newsletter

Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

All stock ratings · Stock lists · AI stock research · Model portfolio · Research · Disclaimer