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Financials · S&P 500 · data as of 2026-10-05

ACGL stock analysis: Arch Capital

Arch Capital (ACGL) is an S&P 500 company in Property & Casualty Insurance. It grades strongest on value.

The model's view of ACGL · subscribers

Where ACGL ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with ACGL · updated 2026-10-05 · from prices and SEC filings

ACGL price performance

ACGL against the S&P 500, one year
+0%+10%+20%S&P 500 +18%ACGL +5%2025-09-292026-10-05
Year to date-1.6%S&P 500 +14.5% · behind by 16.1 pts
1 year+3.9%S&P 500 +17.0% · behind by 13.1 pts
3 years+21.5%S&P 500 +89.3% · behind by 67.7 pts
5 years+150.6%S&P 500 +91.3% · ahead by 59.3 pts

Total returns with dividends reinvested.

ACGL factor grades

Each grade compares ACGL with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

AValueP/E 7.4x (industry 8.9x)FCF yield 18.8% (industry 14.3%)
CGrowthRevenue growth +0% (industry +6%)EPS growth +32% (industry +38%)
BProfitability
C+Momentum12-month change +4%From 52-wk high -11%

ACGL in plain numbers

ACGL key statistics

SectorFinancials
IndustryProperty & Casualty Insurance
IndexS&P 500
Market value$32.2B
Revenue growth (y/y)+0%
Free-cash-flow yield18.8%
Dividend yieldn/a
Next earnings (expected)2026-10-26
Valuation measures
Market value$32.2B
Enterprise value$31.1B
P/E (trailing)7.4x
Forward P/E (Torvanta estimate)6.5x
PEG (Torvanta estimate)0.47
Price / sales1.7x
Price / book1.3x
EV / revenue1.6x
Financial highlights
Revenue, last 12 months$19.2B
Net income, last 12 months$4.7B
EPS, last 12 months (GAAP)$12.78
Net margin24.4%
Return on equity19.9%
Cash$1.1B
Total debt$0
Free cash flow, last 12 months$6.1B

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

ACGL earnings trends

Revenue vs earnings
$0$1.3B$2.6B$3.9B$5.2BSep 2024 Revenue: $4.7BDec 2024 Revenue: $4.5BMar 2025 Revenue: $4.7BJun 2025 Revenue: $5.2BSep 2025 Revenue: $5.1BDec 2025 Revenue: $4.9BMar 2026 Revenue: $4.5BJun 2026 Revenue: $4.7BSep 2024 Net income: $1.0BDec 2024 Net income: $935.0MMar 2025 Net income: $574.0MJun 2025 Net income: $1.2BSep 2025 Net income: $1.4BDec 2025 Net income: $1.2BMar 2026 Net income: $1.0BJun 2026 Net income: $1.1BSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 20.9%Net margin: 20.6%Net margin: 12.3%Net margin: 23.7%Net margin: 26.4%Net margin: 25.1%Net margin: 23.2%Net margin: 22.6%0%13%26%■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.9$1.8$2.7$3.6Sep 2024 EPS (GAAP, diluted): $2.6Dec 2024 EPS (GAAP, diluted): $2.4Mar 2025 EPS (GAAP, diluted): $1.5Jun 2025 EPS (GAAP, diluted): $3.2Sep 2025 EPS (GAAP, diluted): $3.6Dec 2025 EPS (GAAP, diluted): $3.3Mar 2026 EPS (GAAP, diluted): $2.9Jun 2026 EPS (GAAP, diluted): $3.0Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +39% · Dec 2025 +39% · Mar 2026 +95% · Jun 2026 -7%

From the company's 10-Q and 10-K filings with the SEC.

Arch Capital financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Revenue$9.2B$9.6B$13.6B$17.4B$19.9B
Net income$2.2B$1.5B$4.4B$4.3B$4.4B
EPS (GAAP)$5.23$3.79$11.62$11.19$11.61
Free cash flow$3.4B$3.8B$5.7B$6.6B$6.1B

ACGL earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-28$3.00-7%-10%+1.9%
2026-04-28$2.88+95%-3%-3.3%
2026-02-09$3.34+39%+8%-3.3%
2025-10-27$3.56+39%+8%-4.2%
2025-07-29$3.23-2%+23%-0.6%
2025-04-29$1.48-49%+19%-1.2%

About Arch Capital

HeadquartersPembroke, Bermuda
Industry (SEC code)Fire, Marine & Casualty Insurance
Fiscal year endsDecember 31
Listed onNasdaq, Nasdaq, Nasdaq
FormerlyARCH CAPITAL GROUP LTD, RISK CAPITAL HOLDINGS INC

From the company's SEC registration record.

Companies similar to ACGL

CompanyMarket valueP/ERevenue growthOperating margin12-month change
ACGL Arch Capital$32.2B7.4x+0%n/a+4%
HIG Hartford$34.2B8.2x+6%n/a-4%compare
WRB WR Berkley$25.9B14.3x+4%n/a-7%compare
CINF Cincinnati Financial$24.9B7.6x+20%n/a+2%compare
ALL Allstate$56.8B4.5x+6%n/a+9%
TRV Travelers$75.2B9.7x+2%n/a+29%
PGR Progressive$123.6B10.7x+10%n/a-8%

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Frequently asked questions

Is ACGL stock a buy?

Torvanta does not tell individuals what to buy. Its grades for ACGL are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is ACGL's P/E ratio?

ACGL trades at about 7.4 times its last 12 months of GAAP earnings reported to the SEC, and about 6.5 times Torvanta's own estimate of the next 12 months.

When does ACGL report earnings next?

Based on its filing history, Torvanta expects Arch Capital to report around 2026-10-26.

How has ACGL performed against the S&P 500?

Over the past year ACGL returned +3.9%, against +17.0% for the S&P 500, dividends reinvested.

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Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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