TORVANTA
Other · S&P 500 · data as of 2026-10-05

SFNC stock analysis: SFNC

SFNC (SFNC) is an S&P 500 company in Other. It grades weakest on growth.

The model's view of SFNC · subscribers

Where SFNC ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with SFNC · updated 2026-10-05 · from prices and SEC filings

SFNC price performance

SFNC against the S&P 500, one year
+0%+20%SFNC +22%S&P 500 +18%2025-09-292026-10-05
Year to date+24.2%S&P 500 +14.5% · ahead by 9.7 pts
1 year+22.0%S&P 500 +17.0% · ahead by 5.0 pts
3 years+54.3%S&P 500 +89.3% · behind by 35.0 pts
5 years-8.1%S&P 500 +91.3% · behind by 99.4 pts

Total returns with dividends reinvested.

SFNC factor grades

Each grade compares SFNC with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

–ValueFCF yield 14.7% (industry 6.0%)
C-GrowthEPS growth -288% (industry +10%)
–Profitability
B+Momentum12-month change +22%From 52-wk high -5%

SFNC in plain numbers

SFNC key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$3.3B
Revenue growth (y/y)n/a
Free-cash-flow yield14.7%
Dividend yield3.8%
Next earnings (expected)2026-10-15
Valuation measures
Market value$3.3B
Enterprise value$3.0B
Price / book0.9x
Financial highlights
Net income, last 12 months-$349.5M
EPS, last 12 months (GAAP)$-2.39
Return on equity-9.9%
Cash$589.5M
Total debt$328.3M
Debt / equity0.09x
Free cash flow, last 12 months$482.0M

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

SFNC earnings trends

Revenue vs earnings
-$562.8M-$402.6M-$242.4M-$82.1M$78.1MSep 2024 Net income: $24.7MDec 2024 Net income: $48.3MMar 2025 Net income: $32.4MJun 2025 Net income: $54.8MSep 2025 Net income: -$562.8MDec 2025 Net income: $78.1MMar 2026 Net income: $68.5MJun 2026 Net income: $66.7MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ Revenue ■ Net income ━ Net margin
Earnings per share$-4.0$-2.8$-1.7$-0.5$0.7Sep 2024 EPS (GAAP, diluted): $0.2Dec 2024 EPS (GAAP, diluted): $0.4Mar 2025 EPS (GAAP, diluted): $0.3Jun 2025 EPS (GAAP, diluted): $0.4Sep 2025 EPS (GAAP, diluted): $-4.0Dec 2025 EPS (GAAP, diluted): $0.7Mar 2026 EPS (GAAP, diluted): $0.5Jun 2026 EPS (GAAP, diluted): $0.5Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 -2100% · Dec 2025 +79% · Mar 2026 +81% · Jun 2026 +7%

From the company's 10-Q and 10-K filings with the SEC.

SFNC financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Net income$271.2M$256.4M$175.1M$152.7M-$397.6M
EPS (GAAP)$2.46$2.08$1.38$1.21$-2.63
Free cash flow$229.9M$286.9M$507.9M$380.4M$411.4M

SFNC earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-16$0.46+7%n/a+0.3%
2026-04-16$0.47+81%n/a+3.3%
2026-01-20$0.68+79%n/a+10.1%
2025-10-16$-4.00-2100%n/a-3.6%
2025-07-17$0.43+34%n/a+2.4%
2025-04-16$0.26-16%n/a-2.8%

About SFNC

HeadquartersPine Bluff, AR
Industry (SEC code)National Commercial Banks
Fiscal year endsDecember 31
Incorporated inAR
Listed onNasdaq

From the company's SEC registration record.

Companies similar to SFNC

CompanyMarket valueP/ERevenue growthOperating margin12-month change
SFNC SFNC$3.3Bn/an/an/a+22%
LBRT LBRT$3.3B26.5x+2%1.3%+54%compare
LRN LRN$3.3B11.0x+5%17.9%-45%compare
PRK PRK$3.3B16.2x+12%n/a+16%compare
EXPO EXPO$3.3B30.8x+13%20.2%+4%
FFBC FFBC$3.3B11.1xn/an/a+25%
HIW HIW$3.3B35.1x+1%67.4%-2%

All Other stock ratings

Frequently asked questions

Is SFNC stock a buy?

Torvanta does not tell individuals what to buy. Its grades for SFNC are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

When does SFNC report earnings next?

Based on its filing history, Torvanta expects SFNC to report around 2026-10-15.

Does SFNC pay a dividend?

Yes. Its dividend yield is about 3.8%, and it has raised its dividend 14 years in a row.

How has SFNC performed against the S&P 500?

Over the past year SFNC returned +22.0%, against +17.0% for the S&P 500, dividends reinvested.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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