TORVANTA
Other · S&P 500 · data as of 2026-10-05

FFBC stock analysis: FFBC

FFBC (FFBC) is an S&P 500 company in Other.

The model's view of FFBC · subscribers

Where FFBC ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with FFBC · updated 2026-10-05 · from prices and SEC filings

FFBC price performance

FFBC against the S&P 500, one year
+0%+20%+40%FFBC +28%S&P 500 +18%2025-09-292026-10-05
Year to date+29.1%S&P 500 +14.5% · ahead by 14.6 pts
1 year+25.2%S&P 500 +17.0% · ahead by 8.2 pts
3 years+78.1%S&P 500 +89.3% · behind by 11.1 pts
5 years+60.0%S&P 500 +91.3% · behind by 31.3 pts

Total returns with dividends reinvested.

FFBC factor grades

Each grade compares FFBC with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

B+ValueP/E 11.1x (industry 20.1x)FCF yield 22.9% (industry 6.0%)
B-GrowthEPS growth +13% (industry +10%)
–Profitability
B-Momentum12-month change +25%From 52-wk high -12%

FFBC in plain numbers

FFBC key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$3.3B
Revenue growth (y/y)n/a
Free-cash-flow yield22.9%
Dividend yield3.2%
Next earnings (expected)2026-10-22
Valuation measures
Market value$3.3B
Enterprise value$4.1B
P/E (trailing)11.1x
Forward P/E (Torvanta estimate)10.4x
PEG (Torvanta estimate)1.53
Price / book1.1x
Financial highlights
Net income, last 12 months$285.2M
EPS, last 12 months (GAAP)$2.83
Return on equity10.3%
Cash$206.4M
Total debt$1.0B
Debt / equity0.33x
Free cash flow, last 12 months$756.4M

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

FFBC earnings trends

Revenue vs earnings
$0$19.1M$38.2M$57.3M$76.5MSep 2024 Net income: $52.5MDec 2024 Net income: $64.9MMar 2025 Net income: $51.3MJun 2025 Net income: $70.0MSep 2025 Net income: $71.9MDec 2025 Net income: $62.4MMar 2026 Net income: $74.4MJun 2026 Net income: $76.5MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.2$0.4$0.6$0.8Sep 2024 EPS (GAAP, diluted): $0.6Dec 2024 EPS (GAAP, diluted): $0.7Mar 2025 EPS (GAAP, diluted): $0.5Jun 2025 EPS (GAAP, diluted): $0.7Sep 2025 EPS (GAAP, diluted): $0.8Dec 2025 EPS (GAAP, diluted): $0.6Mar 2026 EPS (GAAP, diluted): $0.7Jun 2026 EPS (GAAP, diluted): $0.7Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +36% · Dec 2025 -6% · Mar 2026 +31% · Jun 2026 0%

From the company's 10-Q and 10-K filings with the SEC.

FFBC financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Net income$205.2M$217.6M$255.9M$228.8M$255.6M
EPS (GAAP)$2.13$2.31$2.69$2.40$2.66
Free cash flow$375.1M$187.1M$462.8M$241.1M$317.1M

FFBC earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-21$0.730%n/a-5.0%
2026-04-23$0.71+31%n/a+4.9%
2026-01-28$0.64-6%n/a+5.7%
2025-10-23$0.75+36%n/a-2.5%
2025-07-24$0.73+14%n/a+1.8%
2025-04-24$0.54+2%n/a-6.6%

About FFBC

HeadquartersCincinnati, OH
Industry (SEC code)National Commercial Banks
Fiscal year endsDecember 31
Incorporated inOH
Listed onNasdaq

From the company's SEC registration record.

Companies similar to FFBC

CompanyMarket valueP/ERevenue growthOperating margin12-month change
FFBC FFBC$3.3B11.1xn/an/a+25%
LBRT LBRT$3.3B26.5x+2%1.3%+54%compare
SFNC SFNC$3.3Bn/an/an/a+22%compare
CXW CXW$3.3B27.2x+24%n/a+70%compare
LRN LRN$3.3B11.0x+5%17.9%-45%
MHO MHO$3.3B11.1x-5%9.3%-11%
SHOO SHOO$3.3B22.8x+18%7.5%+35%

All Other stock ratings

Frequently asked questions

Is FFBC stock a buy?

Torvanta does not tell individuals what to buy. Its grades for FFBC are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is FFBC's P/E ratio?

FFBC trades at about 11.1 times its last 12 months of GAAP earnings reported to the SEC, and about 10.4 times Torvanta's own estimate of the next 12 months.

When does FFBC report earnings next?

Based on its filing history, Torvanta expects FFBC to report around 2026-10-22.

Does FFBC pay a dividend?

Yes. Its dividend yield is about 3.2%, and it has raised its dividend 2 years in a row.

How has FFBC performed against the S&P 500?

Over the past year FFBC returned +25.2%, against +17.0% for the S&P 500, dividends reinvested.

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Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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