TORVANTA
Other · S&P 500 · data as of 2026-10-05

VLY stock analysis: VLY

VLY (VLY) is an S&P 500 company in Other.

The model's view of VLY · subscribers

Where VLY ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with VLY · updated 2026-10-05 · from prices and SEC filings

VLY price performance

VLY against the S&P 500, one year
+0%+20%+40%VLY +25%S&P 500 +18%2025-09-292026-10-05
Year to date+12.0%S&P 500 +14.5% · behind by 2.5 pts
1 year+24.1%S&P 500 +17.0% · ahead by 7.1 pts
3 years+80.8%S&P 500 +89.3% · behind by 8.5 pts
5 years+16.3%S&P 500 +91.3% · behind by 75.0 pts

Total returns with dividends reinvested.

VLY factor grades

Each grade compares VLY with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

B+ValueP/E 10.8x (industry 20.1x)FCF yield 7.9% (industry 6.0%)
B+GrowthEPS growth +51% (industry +10%)
–Profitability
C+Momentum12-month change +24%From 52-wk high -15%

VLY in plain numbers

VLY key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$7.1B
Revenue growth (y/y)n/a
Free-cash-flow yield7.9%
Dividend yield3.5%
Next earnings (expected)2026-10-22
Valuation measures
Market value$7.1B
Enterprise value$6.5B
P/E (trailing)10.8x
Forward P/E (Torvanta estimate)9.4x
PEG (Torvanta estimate)0.62
Price / book0.9x
Financial highlights
Net income, last 12 months$693.6M
EPS, last 12 months (GAAP)$1.18
Return on equity9.0%
Cash$1.0B
Total debt$433.5M
Debt / equity0.05x
Free cash flow, last 12 months$558.3M

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

VLY earnings trends

Revenue vs earnings
$0$48.9M$97.7M$146.6M$195.4MSep 2024 Net income: $97.9MDec 2024 Net income: $115.7MMar 2025 Net income: $106.1MJun 2025 Net income: $133.2MSep 2025 Net income: $163.4MDec 2025 Net income: $195.4MMar 2026 Net income: $163.9MJun 2026 Net income: $170.9MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.1$0.2$0.3$0.3Sep 2024 EPS (GAAP, diluted): $0.2Dec 2024 EPS (GAAP, diluted): $0.2Mar 2025 EPS (GAAP, diluted): $0.2Jun 2025 EPS (GAAP, diluted): $0.2Sep 2025 EPS (GAAP, diluted): $0.3Dec 2025 EPS (GAAP, diluted): $0.3Mar 2026 EPS (GAAP, diluted): $0.3Jun 2026 EPS (GAAP, diluted): $0.3Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +56% · Dec 2025 +65% · Mar 2026 +56% · Jun 2026 +32%

From the company's 10-Q and 10-K filings with the SEC.

VLY financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Net income$473.8M$568.9M$498.5M$380.3M$598.0M
EPS (GAAP)$1.12$1.14$0.96$0.69$1.01
Free cash flow$797.7M$1.4B$302.1M$532.4M$325.7M

VLY earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-23$0.29+32%n/a-0.1%
2026-04-23$0.28+56%n/a+0.5%
2026-01-29$0.33+65%n/a+2.1%
2025-10-23$0.28+56%n/a+7.0%
2025-07-24$0.22+69%n/a-3.2%
2025-04-24$0.180%n/a-3.3%

Companies similar to VLY

CompanyMarket valueP/ERevenue growthOperating margin12-month change
VLY VLY$7.1B10.8xn/an/a+24%
NPO NPO$7.0B160.8x+13%14.3%+47%compare
ESE ESE$7.0B22.4x+17%n/a+31%compare
GTES GTES$7.0B19.9x+3%13.3%+8%compare
MSA MSA$7.1B22.8x+6%21.2%+7%
AVAV AVAV$7.1Bn/a+84%-12.6%-63%
SSD SSD$7.1B18.9x+6%20.6%+2%

All Other stock ratings

Frequently asked questions

Is VLY stock a buy?

Torvanta does not tell individuals what to buy. Its grades for VLY are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is VLY's P/E ratio?

VLY trades at about 10.8 times its last 12 months of GAAP earnings reported to the SEC, and about 9.4 times Torvanta's own estimate of the next 12 months.

When does VLY report earnings next?

Based on its filing history, Torvanta expects VLY to report around 2026-10-22.

Does VLY pay a dividend?

Yes. Its dividend yield is about 3.5%.

How has VLY performed against the S&P 500?

Over the past year VLY returned +24.1%, against +17.0% for the S&P 500, dividends reinvested.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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