TORVANTA
Other · S&P 500 · data as of 2026-10-05

UPBD stock analysis: UPBD

UPBD (UPBD) is an S&P 500 company in Other. It grades strongest on value and weakest on momentum.

The model's view of UPBD · subscribers

Where UPBD ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with UPBD · updated 2026-10-05 · from prices and SEC filings

UPBD price performance

UPBD against the S&P 500, one year
-20%+0%+20%S&P 500 +18%UPBD -30%2025-09-292026-10-05
Year to date-6.6%S&P 500 +14.5% · behind by 21.1 pts
1 year-26.3%S&P 500 +17.0% · behind by 43.3 pts
3 years-34.8%S&P 500 +89.3% · behind by 124.1 pts
5 years-62.2%S&P 500 +91.3% · behind by 153.5 pts

Total returns with dividends reinvested.

UPBD factor grades

Each grade compares UPBD with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

A-ValueP/E 10.2x (industry 20.1x)FCF yield 42.0% (industry 6.0%)
C+GrowthRevenue growth +6% (industry +8%)EPS growth -13% (industry +10%)
B-ProfitabilityOperating margin 5.1% (industry 9.6%)ROIC 26.7% (industry 10.1%)
DMomentum12-month change -26%From 52-wk high -31%

UPBD in plain numbers

UPBD key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$916.5M
Revenue growth (y/y)+6%
Free-cash-flow yield42.0%
Dividend yield7.4%
Next earnings (expected)2026-10-29
Valuation measures
Market value$916.5M
Enterprise value$811.2M
P/E (trailing)10.2x
Forward P/E (Torvanta estimate)9.5x
PEG (Torvanta estimate)1.30
Price / sales0.2x
Price / book1.2x
EV / revenue0.2x
EV / EBITDA3.4x
Financial highlights
Revenue, last 12 months$4.7B
Net income, last 12 months$90.3M
EPS, last 12 months (GAAP)$1.54
Gross margin49.1%
Operating margin5.1%
Net margin1.9%
Return on equity12.7%
Return on invested capital26.7%
Cash$105.3M
Free cash flow, last 12 months$384.5M
Interest cover2.2x

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

UPBD earnings trends

Revenue vs earnings
$0$304.9M$609.9M$914.8M$1.2BSep 2024 Revenue: $1.1BDec 2024 Revenue: $1.1BMar 2025 Revenue: $1.2BJun 2025 Revenue: $1.2BSep 2025 Revenue: $1.2BDec 2025 Revenue: $1.2BMar 2026 Revenue: $1.2BJun 2026 Revenue: $1.2BSep 2024 Net income: $30.9MDec 2024 Net income: $31.0MMar 2025 Net income: $24.8MJun 2025 Net income: $15.5MSep 2025 Net income: $13.2MDec 2025 Net income: $19.7MMar 2026 Net income: $35.8MJun 2026 Net income: $21.6MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 2.9%Net margin: 2.9%Net margin: 2.1%Net margin: 1.3%Net margin: 1.1%Net margin: 1.7%Net margin: 2.9%Net margin: 1.9%0%1%3%■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.2$0.3$0.5$0.6Sep 2024 EPS (GAAP, diluted): $0.6Dec 2024 EPS (GAAP, diluted): $0.6Mar 2025 EPS (GAAP, diluted): $0.4Jun 2025 EPS (GAAP, diluted): $0.3Sep 2025 EPS (GAAP, diluted): $0.2Dec 2025 EPS (GAAP, diluted): $0.3Mar 2026 EPS (GAAP, diluted): $0.6Jun 2026 EPS (GAAP, diluted): $0.4Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 -60% · Dec 2025 -38% · Mar 2026 +45% · Jun 2026 +42%

From the company's 10-Q and 10-K filings with the SEC.

UPBD financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Revenue$4.6B$4.2B$4.0B$4.3B$4.7B
Net income$134.9M$12.4M-$5.2M$123.5M$73.2M
EPS (GAAP)$2.02$0.20$-0.11$2.21$1.24
Free cash flow$329.8M$407.1M$146.9M$48.4M$238.7M

UPBD earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-30$0.37+42%+1%-9.9%
2026-04-30$0.61+45%+4%+0.1%
2026-02-19$0.34-38%+11%+8.6%
2025-10-30$0.22-60%+9%-15.4%
2025-07-31$0.26-57%+8%-12.9%
2025-05-01$0.42-16%+7%+19.2%

About UPBD

HeadquartersPlano, TX
Industry (SEC code)Services-Equipment Rental & Leasing, Nec
Fiscal year endsDecember 31
Incorporated inDE
Listed onNasdaq
FormerlyRENT A CENTER INC DE, RENTERS CHOICE INC

From the company's SEC registration record.

Companies similar to UPBD

CompanyMarket valueP/ERevenue growthOperating margin12-month change
UPBD UPBD$916.5M10.2x+6%5.1%-26%
HSTM HSTM$922.2M43.8x+9%8.0%+16%compare
UTL UTL$923.7M16.0x+21%18.9%+12%compare
SBSI SBSI$907.1M12.0xn/an/a+13%compare
CSR CSR$926.7M44.1x+1%26.0%-1%
HTLD HTLD$902.5Mn/a-21%-2.3%+35%
DFH DFH$902.5M6.9x-12%n/a-63%

All Other stock ratings

Frequently asked questions

Is UPBD stock a buy?

Torvanta does not tell individuals what to buy. Its grades for UPBD are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is UPBD's P/E ratio?

UPBD trades at about 10.2 times its last 12 months of GAAP earnings reported to the SEC, and about 9.5 times Torvanta's own estimate of the next 12 months.

When does UPBD report earnings next?

Based on its filing history, Torvanta expects UPBD to report around 2026-10-29.

Does UPBD pay a dividend?

Yes. Its dividend yield is about 7.4%, and it has raised its dividend 4 years in a row.

How has UPBD performed against the S&P 500?

Over the past year UPBD returned -26.3%, against +17.0% for the S&P 500, dividends reinvested.

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Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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