TORVANTA
Other · S&P 500 · data as of 2026-10-05

STC stock analysis: STC

STC (STC) is an S&P 500 company in Other. It grades weakest on profitability and momentum.

The model's view of STC · subscribers

Where STC ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with STC · updated 2026-10-05 · from prices and SEC filings

STC price performance

STC against the S&P 500, one year
-20%+0%+20%S&P 500 +18%STC -29%2025-09-292026-10-05
Year to date-25.9%S&P 500 +14.5% · behind by 40.4 pts
1 year-27.6%S&P 500 +17.0% · behind by 44.6 pts
3 years+31.4%S&P 500 +89.3% · behind by 57.8 pts
5 years-7.7%S&P 500 +91.3% · behind by 99.0 pts

Total returns with dividends reinvested.

STC factor grades

Each grade compares STC with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

B+ValueP/E 11.1x (industry 20.1x)FCF yield 9.7% (industry 6.0%)
B+GrowthRevenue growth +22% (industry +8%)EPS growth +46% (industry +10%)
C-Profitability
DMomentum12-month change -28%From 52-wk high -32%

STC in plain numbers

STC key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$1.6B
Revenue growth (y/y)+22%
Free-cash-flow yield9.7%
Dividend yield4.2%
Next earnings (expected)2026-10-21
Valuation measures
Market value$1.6B
Enterprise value$1.3B
P/E (trailing)11.1x
Forward P/E (Torvanta estimate)9.7x
PEG (Torvanta estimate)0.67
Price / sales0.5x
Price / book0.9x
EV / revenue0.4x
Financial highlights
Revenue, last 12 months$3.3B
Net income, last 12 months$134.7M
EPS, last 12 months (GAAP)$4.57
Net margin4.1%
Return on equity8.7%
Cash$261.6M
Free cash flow, last 12 months$150.0M

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

STC earnings trends

Revenue vs earnings
$0$224.8M$449.6M$674.4M$899.2MSep 2024 Revenue: $667.9MDec 2024 Revenue: $665.9MMar 2025 Revenue: $612.0MJun 2025 Revenue: $722.2MSep 2025 Revenue: $796.9MDec 2025 Revenue: $790.6MMar 2026 Revenue: $781.3MJun 2026 Revenue: $899.2MSep 2024 Net income: $30.1MDec 2024 Net income: $22.7MMar 2025 Net income: $3.1MJun 2025 Net income: $31.9MSep 2025 Net income: $44.3MDec 2025 Net income: $36.3MMar 2026 Net income: $17.0MJun 2026 Net income: $37.2MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 4.5%Net margin: 3.4%Net margin: 0.5%Net margin: 4.4%Net margin: 5.6%Net margin: 4.6%Net margin: 2.2%Net margin: 4.1%0%3%6%■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.4$0.8$1.2$1.6Sep 2024 EPS (GAAP, diluted): $1.1Dec 2024 EPS (GAAP, diluted): $0.8Mar 2025 EPS (GAAP, diluted): $0.1Jun 2025 EPS (GAAP, diluted): $1.1Sep 2025 EPS (GAAP, diluted): $1.6Dec 2025 EPS (GAAP, diluted): $1.3Mar 2026 EPS (GAAP, diluted): $0.6Jun 2026 EPS (GAAP, diluted): $1.2Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +45% · Dec 2025 +56% · Mar 2026 +400% · Jun 2026 +7%

From the company's 10-Q and 10-K filings with the SEC.

STC financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Revenue$3.3B$3.1B$2.3B$2.5B$2.9B
Net income$323.2M$162.3M$30.4M$73.3M$115.5M
EPS (GAAP)$11.89$5.94$1.11$2.61$4.05
Free cash flow$350.5M$143.9M$45.3M$95.1M$132.3M

STC earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-22$1.21+7%+25%-7.0%
2026-04-22$0.55+400%+28%+4.9%
2026-02-04$1.26+56%+19%+6.3%
2025-10-22$1.55+45%+19%+0.8%
2025-07-23$1.13+82%+20%+10.0%
2025-04-23$0.110%+10%-4.1%

About STC

HeadquartersHouston, TX
Industry (SEC code)Title Insurance
Fiscal year endsDecember 31
Incorporated inDE
Listed onNYSE

From the company's SEC registration record.

Companies similar to STC

CompanyMarket valueP/ERevenue growthOperating margin12-month change
STC STC$1.6B11.1x+22%n/a-28%
WWW WWW$1.6B14.7x+7%8.7%-24%compare
PRKS PRKS$1.6B13.4x-4%19.2%-38%compare
CERT CERT$1.5Bn/a+1%-0.2%-23%compare
JBLU JBLU$1.5Bn/a+4%-5.9%-16%
CASH CASH$1.5B9.2x+2%n/a-0%
SAFT SAFT$1.5B22.3x+7%n/a+53%

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Frequently asked questions

Is STC stock a buy?

Torvanta does not tell individuals what to buy. Its grades for STC are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is STC's P/E ratio?

STC trades at about 11.1 times its last 12 months of GAAP earnings reported to the SEC, and about 9.7 times Torvanta's own estimate of the next 12 months.

When does STC report earnings next?

Based on its filing history, Torvanta expects STC to report around 2026-10-21.

Does STC pay a dividend?

Yes. Its dividend yield is about 4.2%, and it has raised its dividend 5 years in a row.

How has STC performed against the S&P 500?

Over the past year STC returned -27.6%, against +17.0% for the S&P 500, dividends reinvested.

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Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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