TORVANTA
Other · S&P 500 · data as of 2026-10-05

STBA stock analysis: STBA

STBA (STBA) is an S&P 500 company in Other.

The model's view of STBA · subscribers

Where STBA ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with STBA · updated 2026-10-05 · from prices and SEC filings

STBA price performance

STBA against the S&P 500, one year
+0%+20%+40%STBA +35%S&P 500 +18%2025-09-292026-10-05
Year to date+28.1%S&P 500 +14.5% · ahead by 13.6 pts
1 year+36.1%S&P 500 +17.0% · ahead by 19.1 pts
3 years+99.9%S&P 500 +89.3% · ahead by 10.6 pts
5 years+98.2%S&P 500 +91.3% · ahead by 6.9 pts

Total returns with dividends reinvested.

STBA factor grades

Each grade compares STBA with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

B-ValueP/E 13.1x (industry 20.1x)FCF yield 8.3% (industry 6.0%)
CGrowthEPS growth +10% (industry +10%)
–Profitability
B+Momentum12-month change +36%From 52-wk high -7%

STBA in plain numbers

STBA key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$1.7B
Revenue growth (y/y)n/a
Free-cash-flow yield8.3%
Dividend yield3.0%
Next earnings (expected)2026-10-22
Valuation measures
Market value$1.7B
Enterprise value$1.5B
P/E (trailing)13.1x
Forward P/E (Torvanta estimate)12.3x
PEG (Torvanta estimate)1.83
Price / book1.2x
Financial highlights
Net income, last 12 months$140.6M
EPS, last 12 months (GAAP)$3.76
Return on equity9.9%
Cash$217.8M
Free cash flow, last 12 months$143.3M

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

STBA earnings trends

Revenue vs earnings
$0$9.2M$18.3M$27.5M$36.6MSep 2024 Net income: $32.6MDec 2024 Net income: $33.1MMar 2025 Net income: $33.4MJun 2025 Net income: $31.9MSep 2025 Net income: $35.0MDec 2025 Net income: $34.0MMar 2026 Net income: $35.1MJun 2026 Net income: $36.6MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.3$0.5$0.8$1.0Sep 2024 EPS (GAAP, diluted): $0.9Dec 2024 EPS (GAAP, diluted): $0.9Mar 2025 EPS (GAAP, diluted): $0.9Jun 2025 EPS (GAAP, diluted): $0.8Sep 2025 EPS (GAAP, diluted): $0.9Dec 2025 EPS (GAAP, diluted): $0.9Mar 2026 EPS (GAAP, diluted): $0.9Jun 2026 EPS (GAAP, diluted): $1.0Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +7% · Dec 2025 +3% · Mar 2026 +8% · Jun 2026 +23%

From the company's 10-Q and 10-K filings with the SEC.

STBA financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Net income$110.3M$135.5M$144.8M$131.3M$134.2M
EPS (GAAP)$2.80$3.46$3.74$3.41$3.50
Free cash flow$212.5M$236.6M$165.5M$170.4M$128.8M

STBA earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-23$1.02+23%n/a+5.5%
2026-04-23$0.94+8%n/a-0.8%
2026-01-22$0.89+3%n/a-2.6%
2025-10-23$0.91+7%n/a+0.7%
2025-07-24$0.83-7%n/a-2.9%
2025-04-24$0.87+7%n/a-3.3%

About STBA

HeadquartersIndiana, PA
Industry (SEC code)State Commercial Banks
Fiscal year endsDecember 31
Incorporated inPA
Listed onNasdaq

From the company's SEC registration record.

Companies similar to STBA

CompanyMarket valueP/ERevenue growthOperating margin12-month change
STBA STBA$1.7B13.1xn/an/a+36%
SAM SAM$1.7Bn/a-6%-4.7%-26%compare
HOPE HOPE$1.7B13.6xn/an/a+32%compare
EVTC EVTC$1.7B18.9x+12%17.9%-10%compare
DCOM DCOM$1.7B14.2x+31%n/a+35%
GTY GTY$1.7B16.9x+11%63.8%+11%
GNL GNL$1.7Bn/a-30%39.6%+8%

All Other stock ratings

Frequently asked questions

Is STBA stock a buy?

Torvanta does not tell individuals what to buy. Its grades for STBA are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is STBA's P/E ratio?

STBA trades at about 13.1 times its last 12 months of GAAP earnings reported to the SEC, and about 12.3 times Torvanta's own estimate of the next 12 months.

When does STBA report earnings next?

Based on its filing history, Torvanta expects STBA to report around 2026-10-22.

Does STBA pay a dividend?

Yes. Its dividend yield is about 3.0%, and it has raised its dividend 13 years in a row.

How has STBA performed against the S&P 500?

Over the past year STBA returned +36.1%, against +17.0% for the S&P 500, dividends reinvested.

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Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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