TORVANTA
Other · S&P 500 · data as of 2026-10-05

RLI stock analysis: RLI

RLI (RLI) is an S&P 500 company in Other. It grades strongest on value and profitability.

The model's view of RLI · subscribers

Where RLI ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with RLI · updated 2026-10-05 · from prices and SEC filings

RLI price performance

RLI against the S&P 500, one year
-20%+0%+20%S&P 500 +18%RLI -5%2025-09-292026-10-05
Year to date-8.0%S&P 500 +14.5% · behind by 22.6 pts
1 year-5.6%S&P 500 +17.0% · behind by 22.7 pts
3 years-6.4%S&P 500 +89.3% · behind by 95.6 pts
5 years+38.8%S&P 500 +91.3% · behind by 52.5 pts

Total returns with dividends reinvested.

RLI factor grades

Each grade compares RLI with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

A-ValueP/E 11.8x (industry 20.1x)FCF yield 10.0% (industry 6.0%)
BGrowthRevenue growth +9% (industry +8%)EPS growth +290% (industry +10%)
A-Profitability
CMomentum12-month change -6%From 52-wk high -16%

RLI in plain numbers

RLI key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$5.1B
Revenue growth (y/y)+9%
Free-cash-flow yield10.0%
Dividend yield8.4%
Next earnings (expected)2026-10-19
Valuation measures
Market value$5.1B
Enterprise value$5.4B
P/E (trailing)11.8x
Forward P/E (Torvanta estimate)8.3x
PEG (Torvanta estimate)0.20
Price / sales2.6x
Price / book2.9x
EV / revenue2.7x
Financial highlights
Revenue, last 12 months$2.0B
Net income, last 12 months$438.7M
EPS, last 12 months (GAAP)$4.76
Net margin22.2%
Return on equity25.2%
Cash$32.1M
Total debt$297.0M
Debt / equity0.17x
Free cash flow, last 12 months$517.0M

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

RLI earnings trends

Revenue vs earnings
$0$143.9M$287.8M$431.7M$575.6MSep 2024 Revenue: $470.0MDec 2024 Revenue: $439.1MMar 2025 Revenue: $407.7MJun 2025 Revenue: $499.8MSep 2025 Revenue: $509.3MDec 2025 Revenue: $465.7MMar 2026 Revenue: $423.9MJun 2026 Revenue: $575.6MSep 2024 Net income: $95.0MDec 2024 Net income: $40.9MMar 2025 Net income: $63.2MJun 2025 Net income: $124.3MSep 2025 Net income: $124.6MDec 2025 Net income: $91.2MMar 2026 Net income: $54.9MJun 2026 Net income: $168.0MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 20.2%Net margin: 9.3%Net margin: 15.5%Net margin: 24.9%Net margin: 24.5%Net margin: 19.6%Net margin: 12.9%Net margin: 29.2%0%15%29%■ Revenue ■ Net income ━ Net margin
Earnings per share$-2.9$-1.7$-0.5$0.7$1.8Sep 2024 EPS (GAAP, diluted): $1.0Dec 2024 EPS (GAAP, diluted): $-2.9Mar 2025 EPS (GAAP, diluted): $0.7Jun 2025 EPS (GAAP, diluted): $1.3Sep 2025 EPS (GAAP, diluted): $1.4Dec 2025 EPS (GAAP, diluted): $1.0Mar 2026 EPS (GAAP, diluted): $0.6Jun 2026 EPS (GAAP, diluted): $1.8Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +31% · Mar 2026 -12% · Jun 2026 +36%

From the company's 10-Q and 10-K filings with the SEC.

RLI financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Revenue$1.2B$1.7B$1.5B$1.8B$1.9B
Net income$279.4M$583.4M$304.6M$345.8M$403.3M
EPS (GAAP)$3.06$6.37$3.31$0.45$4.36
Free cash flow$376.6M$244.6M$458.3M$555.5M$608.7M

RLI earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-22$1.82+36%+15%+2.9%
2026-04-22$0.60-12%+4%-6.5%
2026-01-21$0.99n/a+6%-5.6%
2025-10-20$1.35+31%+8%+1.8%
2025-07-21$1.34+51%+20%-1.0%
2025-04-23$0.68-51%-8%-7.5%

Companies similar to RLI

CompanyMarket valueP/ERevenue growthOperating margin12-month change
RLI RLI$5.1B11.8x+9%n/a-6%
BROS BROS$5.2B53.1x+30%9.6%-24%compare
OLLI OLLI$5.2B19.4x+14%12.3%-34%compare
NJR NJR$5.2B14.1x+7%36.1%+12%compare
KLIC KLIC$5.2B45.4x+44%13.2%+148%
ACIW ACIW$5.2B23.5x+7%18.6%-4%
HRB HRB$5.2B7.4x+5%n/a-15%

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Frequently asked questions

Is RLI stock a buy?

Torvanta does not tell individuals what to buy. Its grades for RLI are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is RLI's P/E ratio?

RLI trades at about 11.8 times its last 12 months of GAAP earnings reported to the SEC, and about 8.3 times Torvanta's own estimate of the next 12 months.

When does RLI report earnings next?

Based on its filing history, Torvanta expects RLI to report around 2026-10-19.

Does RLI pay a dividend?

Yes. Its dividend yield is about 8.4%, and it has raised its dividend 2 years in a row.

How has RLI performed against the S&P 500?

Over the past year RLI returned -5.6%, against +17.0% for the S&P 500, dividends reinvested.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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