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Financials · S&P 500 · data as of 2026-10-05

PRU stock analysis: Prudential

Prudential (PRU) is an S&P 500 company in Life & Health Insurance. It grades strongest on value and growth and weakest on profitability.

The model's view of PRU · subscribers

Where PRU ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with PRU · updated 2026-10-05 · from prices and SEC filings

PRU price performance

PRU against the S&P 500, one year
+0%+20%S&P 500 +18%PRU +15%2025-09-292026-10-05
Year to date+4.8%S&P 500 +14.5% · behind by 9.7 pts
1 year+15.2%S&P 500 +17.0% · behind by 1.8 pts
3 years+43.5%S&P 500 +89.3% · behind by 45.7 pts
5 years+34.3%S&P 500 +91.3% · behind by 57.0 pts

Total returns with dividends reinvested.

PRU factor grades

Each grade compares PRU with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

A-ValueP/E 10.3x (industry 12.1x)FCF yield 28.0% (industry 15.6%)
A-GrowthRevenue growth +9% (industry +9%)EPS growth +143% (industry +51%)
C-Profitability
B+Momentum12-month change +15%From 52-wk high -8%

PRU in plain numbers

PRU key statistics

SectorFinancials
IndustryLife & Health Insurance
IndexS&P 500
Market value$39.2B
Revenue growth (y/y)+9%
Free-cash-flow yield28.0%
Dividend yield5.2%
Next earnings (expected)2026-10-28
Valuation measures
Market value$39.2B
Enterprise value$44.6B
P/E (trailing)10.3x
Forward P/E (Torvanta estimate)8.0x
PEG (Torvanta estimate)0.28
Price / sales0.6x
Price / book1.2x
EV / revenue0.7x
Financial highlights
Revenue, last 12 months$64.8B
Net income, last 12 months$3.9B
EPS, last 12 months (GAAP)$11.04
Net margin6.0%
Return on equity12.6%
Cash$15.2B
Total debt$20.6B
Debt / equity0.65x

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

PRU earnings trends

Revenue vs earnings
-$57.0M$4.8B$9.7B$14.6B$19.5BSep 2024 Revenue: $19.5BDec 2024 Revenue: $12.5BMar 2025 Revenue: $13.5BJun 2025 Revenue: $13.7BSep 2025 Revenue: $17.9BDec 2025 Revenue: $15.7BMar 2026 Revenue: $15.5BJun 2026 Revenue: $15.7BSep 2024 Net income: $448.0MDec 2024 Net income: -$57.0MMar 2025 Net income: $707.0MJun 2025 Net income: $533.0MSep 2025 Net income: $1.4BDec 2025 Net income: $905.0MMar 2026 Net income: $597.0MJun 2026 Net income: $1.0BSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 2.3%Net margin: -0.5%Net margin: 5.2%Net margin: 3.9%Net margin: 8.0%Net margin: 5.8%Net margin: 3.8%Net margin: 6.3%-0%4%8%■ Revenue ■ Net income ━ Net margin
Earnings per share$-0.1$0.9$1.9$3.0$4.0Sep 2024 EPS (GAAP, diluted): $1.2Dec 2024 EPS (GAAP, diluted): $-0.1Mar 2025 EPS (GAAP, diluted): $2.0Jun 2025 EPS (GAAP, diluted): $1.5Sep 2025 EPS (GAAP, diluted): $4.0Dec 2025 EPS (GAAP, diluted): $2.6Mar 2026 EPS (GAAP, diluted): $1.7Jun 2026 EPS (GAAP, diluted): $2.8Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +223% · Mar 2026 -14% · Jun 2026 +89%

From the company's 10-Q and 10-K filings with the SEC.

Prudential financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Revenue$70.9B$60.1B$54.0B$70.4B$60.8B
Net income$7.7B-$932.0M$2.5B$2.7B$3.6B
EPS (GAAP)$19.47$-2.57$6.69$7.50$10.00

PRU earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-08-04$2.80+89%+14%-3.9%
2026-07-15$2.80+89%+14%+3.2%
2026-05-05$1.68-14%+15%+0.4%
2026-04-21$1.68-14%+15%-7.9%
2026-04-14$1.68-14%+15%-1.1%
2026-02-03$2.55n/a+25%-7.2%

About Prudential

HeadquartersNewark, NJ
Industry (SEC code)Life Insurance
Fiscal year endsDecember 31
Incorporated inNJ
Listed onNYSE, NYSE, NYSE, NYSE

From the company's SEC registration record.

Companies similar to PRU

CompanyMarket valueP/ERevenue growthOperating margin12-month change
PRU Prudential$39.2B10.3x+9%n/a+15%
AFL Aflac$56.3B12.1x+14%n/a+2%compare
MET MetLife$61.6B18.6x+9%8.3%+21%compare
PFG Principal Financial$24.0B15.9x-2%n/a+36%compare
GL Globe Life$12.8B11.0x+5%n/a+22%

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Frequently asked questions

Is PRU stock a buy?

Torvanta does not tell individuals what to buy. Its grades for PRU are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is PRU's P/E ratio?

PRU trades at about 10.3 times its last 12 months of GAAP earnings reported to the SEC, and about 8.0 times Torvanta's own estimate of the next 12 months.

When does PRU report earnings next?

Based on its filing history, Torvanta expects Prudential to report around 2026-10-28.

Does PRU pay a dividend?

Yes. Its dividend yield is about 5.2%, and it has raised its dividend 17 years in a row.

How has PRU performed against the S&P 500?

Over the past year PRU returned +15.2%, against +17.0% for the S&P 500, dividends reinvested.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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