TORVANTA
Financials · S&P 500 · data as of 2026-10-05

GL stock analysis: Globe Life

Globe Life (GL) is an S&P 500 company in Life & Health Insurance. It grades weakest on growth.

The model's view of GL · subscribers

Where GL ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

See plans
What's happening with GL · updated 2026-10-05 · from prices and SEC filings

GL price performance

GL against the S&P 500, one year
+0%+20%S&P 500 +18%GL +17%2025-09-292026-10-05
Year to date+19.6%S&P 500 +14.5% · ahead by 5.1 pts
1 year+21.6%S&P 500 +17.0% · ahead by 4.5 pts
3 years+54.7%S&P 500 +89.3% · behind by 34.6 pts
5 years+88.8%S&P 500 +91.3% · behind by 2.5 pts

Total returns with dividends reinvested.

GL factor grades

Each grade compares GL with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

BValueP/E 11.0x (industry 12.1x)FCF yield 9.7% (industry 15.6%)
C-GrowthRevenue growth +5% (industry +9%)EPS growth +20% (industry +51%)
C+Profitability
BMomentum12-month change +22%From 52-wk high -11%

GL in plain numbers

GL key statistics

SectorFinancials
IndustryLife & Health Insurance
IndexS&P 500
Market value$12.8B
Revenue growth (y/y)+5%
Free-cash-flow yield9.7%
Dividend yield0.8%
Next earnings (expected)2026-10-21
Valuation measures
Market value$12.8B
Enterprise value$15.4B
P/E (trailing)11.0x
Forward P/E (Torvanta estimate)9.9x
PEG (Torvanta estimate)0.87
Price / sales2.1x
Price / book2.1x
EV / revenue2.5x
Financial highlights
Revenue, last 12 months$6.2B
Net income, last 12 months$1.2B
EPS, last 12 months (GAAP)$15.07
Net margin19.6%
Return on equity20.9%
Cash$257.1M
Total debt$2.9B
Debt / equity0.48x
Free cash flow, last 12 months$1.2B

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

GL earnings trends

Revenue vs earnings
$0$399.9M$799.9M$1.2B$1.6BSep 2024 Revenue: $1.5BDec 2024 Revenue: $1.5BMar 2025 Revenue: $1.5BJun 2025 Revenue: $1.5BSep 2025 Revenue: $1.5BDec 2025 Revenue: $1.5BMar 2026 Revenue: $1.6BJun 2026 Revenue: $1.6BSep 2024 Net income: $303.0MDec 2024 Net income: $255.2MMar 2025 Net income: $254.6MJun 2025 Net income: $252.7MSep 2025 Net income: $387.8MDec 2025 Net income: $266.1MMar 2026 Net income: $270.5MJun 2026 Net income: $287.7MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 20.8%Net margin: 17.4%Net margin: 17.2%Net margin: 17.1%Net margin: 25.6%Net margin: 17.5%Net margin: 17.3%Net margin: 18.0%0%13%26%■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$1.2$2.4$3.6$4.7Sep 2024 EPS (GAAP, diluted): $3.4Dec 2024 EPS (GAAP, diluted): $3.0Mar 2025 EPS (GAAP, diluted): $3.0Jun 2025 EPS (GAAP, diluted): $3.1Sep 2025 EPS (GAAP, diluted): $4.7Dec 2025 EPS (GAAP, diluted): $3.3Mar 2026 EPS (GAAP, diluted): $3.4Jun 2026 EPS (GAAP, diluted): $3.7Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +38% · Dec 2025 +10% · Mar 2026 +13% · Jun 2026 +20%

From the company's 10-Q and 10-K filings with the SEC.

Globe Life financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Revenue$5.1B$5.2B$5.4B$5.8B$6.0B
Net income$745.0M$770.5M$1.0B$1.1B$1.2B
EPS (GAAP)$7.22$7.79$10.08$11.95$14.09
Free cash flow$1.4B$1.4B$1.4B$1.3B$1.3B

GL earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-22$3.65+20%+8%-5.8%
2026-04-22$3.39+13%+5%+1.4%
2026-02-04$3.30+10%+4%+4.0%
2025-10-22$4.73+38%+4%-0.3%
2025-07-23$3.05+8%+3%+6.2%
2025-04-30$3.01+13%+5%-5.8%

About Globe Life

HeadquartersMckinney, TX
Industry (SEC code)Life Insurance
Fiscal year endsDecember 31
Incorporated inDE
Listed onNYSE, NYSE
FormerlyTORCHMARK CORP

From the company's SEC registration record.

Companies similar to GL

CompanyMarket valueP/ERevenue growthOperating margin12-month change
GL Globe Life$12.8B11.0x+5%n/a+22%
PFG Principal Financial$24.0B15.9x-2%n/a+36%compare
PRU Prudential$39.2B10.3x+9%n/a+15%compare
AFL Aflac$56.3B12.1x+14%n/a+2%compare
MET MetLife$61.6B18.6x+9%8.3%+21%

All Financials stock ratings

Frequently asked questions

Is GL stock a buy?

Torvanta does not tell individuals what to buy. Its grades for GL are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is GL's P/E ratio?

GL trades at about 11.0 times its last 12 months of GAAP earnings reported to the SEC, and about 9.9 times Torvanta's own estimate of the next 12 months.

When does GL report earnings next?

Based on its filing history, Torvanta expects Globe Life to report around 2026-10-21.

Does GL pay a dividend?

Yes. Its dividend yield is about 0.8%, and it has raised its dividend 10 years in a row.

How has GL performed against the S&P 500?

Over the past year GL returned +21.6%, against +17.0% for the S&P 500, dividends reinvested.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

See plans Or get the free weekly newsletter

Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

All stock ratings · Stock lists · AI stock research · Model portfolio · Research · Disclaimer