TORVANTA
Other · S&P 500 · data as of 2026-10-05

NBHC stock analysis: NBHC

NBHC (NBHC) is an S&P 500 company in Other. It grades weakest on momentum and growth.

The model's view of NBHC · subscribers

Where NBHC ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with NBHC · updated 2026-10-05 · from prices and SEC filings

NBHC price performance

NBHC against the S&P 500, one year
-10%+0%+10%+20%S&P 500 +18%NBHC -0%2025-09-292026-10-05
Year to date+1.8%S&P 500 +14.5% · behind by 12.7 pts
1 year+1.9%S&P 500 +17.0% · behind by 15.1 pts
3 years+36.0%S&P 500 +89.3% · behind by 53.2 pts
5 years+4.8%S&P 500 +91.3% · behind by 86.5 pts

Total returns with dividends reinvested.

NBHC factor grades

Each grade compares NBHC with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

BValueP/E 15.9x (industry 20.1x)FCF yield 10.0% (industry 6.0%)
D+GrowthRevenue growth +7% (industry +8%)EPS growth -23% (industry +10%)
BProfitability
C-Momentum12-month change +2%From 52-wk high -19%

NBHC in plain numbers

NBHC key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$1.7B
Revenue growth (y/y)+7%
Free-cash-flow yield10.0%
Dividend yield3.4%
Next earnings (expected)2026-10-20
Valuation measures
Market value$1.7B
Enterprise value$1.5B
P/E (trailing)15.9x
Forward P/E (Torvanta estimate)16.4x
Price / sales34.7x
Price / book1.0x
EV / revenue31.0x
Financial highlights
Revenue, last 12 months$48.5M
Net income, last 12 months$98.6M
EPS, last 12 months (GAAP)$2.38
Net margin203.4%
Return on equity6.5%
Cash$380.7M
Total debt$202.0M
Debt / equity0.12x

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

NBHC earnings trends

Revenue vs earnings
$0$8.8M$17.6M$26.5M$35.3MSep 2024 Revenue: $12.1MDec 2024 Revenue: $11.2MMar 2025 Revenue: $10.8MJun 2025 Revenue: $11.1MSep 2025 Revenue: $11.3MDec 2025 Revenue: $13.9MMar 2026 Revenue: $11.3MJun 2026 Revenue: $11.9MSep 2024 Net income: $33.1MDec 2024 Net income: $28.2MMar 2025 Net income: $24.2MJun 2025 Net income: $34.0MSep 2025 Net income: $35.3MDec 2025 Net income: $16.0MMar 2026 Net income: $20.8MJun 2026 Net income: $26.5MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 273.3%Net margin: 252.2%Net margin: 223.9%Net margin: 307.1%Net margin: 312.9%Net margin: 115.2%Net margin: 183.3%Net margin: 221.9%0%156%313%■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.2$0.5$0.7$0.9Sep 2024 EPS (GAAP, diluted): $0.9Dec 2024 EPS (GAAP, diluted): $0.7Mar 2025 EPS (GAAP, diluted): $0.6Jun 2025 EPS (GAAP, diluted): $0.9Sep 2025 EPS (GAAP, diluted): $0.9Dec 2025 EPS (GAAP, diluted): $0.4Mar 2026 EPS (GAAP, diluted): $0.5Jun 2026 EPS (GAAP, diluted): $0.6Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +7% · Dec 2025 -42% · Mar 2026 -27% · Jun 2026 -34%

From the company's 10-Q and 10-K filings with the SEC.

NBHC financials (from SEC filings)

Fiscal yearFY2022FY2023FY2024FY2025
Revenue$37.9M$46.9M$45.8M$47.1M
Net income$71.3M$142.0M$118.8M$109.6M
EPS (GAAP)$2.18$3.72$3.08$2.85

NBHC earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-21$0.58-34%+8%-5.2%
2026-04-21$0.46-27%+5%-1.8%
2026-01-27$0.42-42%+25%-1.5%
2025-10-21$0.92+7%-7%+3.2%
2025-07-22$0.88+29%-4%+0.8%
2025-04-22$0.63-23%-2%-8.1%

About NBHC

HeadquartersGreenwood Village, CO
Industry (SEC code)National Commercial Banks
Fiscal year endsDecember 31
Incorporated inDE
Listed onNYSE
FormerlyNBH Holdings Corp.

From the company's SEC registration record.

Companies similar to NBHC

CompanyMarket valueP/ERevenue growthOperating margin12-month change
NBHC NBHC$1.7B15.9x+7%n/a+2%
AIN AIN$1.7Bn/a+3%-2.4%+10%compare
XHR XHR$1.7Bn/a+2%6.7%+41%compare
XRAY XRAY$1.7Bn/a-1%-8.5%-34%compare
CCS CCS$1.7B12.7x-9%n/a-8%
GNL GNL$1.7Bn/a-30%39.6%+8%
GSHD GSHD$1.6Bn/a+18%23.3%-36%

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Frequently asked questions

Is NBHC stock a buy?

Torvanta does not tell individuals what to buy. Its grades for NBHC are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is NBHC's P/E ratio?

NBHC trades at about 15.9 times its last 12 months of GAAP earnings reported to the SEC, and about 16.4 times Torvanta's own estimate of the next 12 months.

When does NBHC report earnings next?

Based on its filing history, Torvanta expects NBHC to report around 2026-10-20.

Does NBHC pay a dividend?

Yes. Its dividend yield is about 3.4%, and it has raised its dividend 10 years in a row.

How has NBHC performed against the S&P 500?

Over the past year NBHC returned +1.9%, against +17.0% for the S&P 500, dividends reinvested.

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Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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