TORVANTA
Other · S&P 500 · data as of 2026-10-05

MBIN stock analysis: MBIN

MBIN (MBIN) is an S&P 500 company in Other.

The model's view of MBIN · subscribers

Where MBIN ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with MBIN · updated 2026-10-05 · from prices and SEC filings

MBIN price performance

MBIN against the S&P 500, one year
+0%+25%+50%+75%MBIN +57%S&P 500 +18%2025-09-292026-10-05
Year to date+47.0%S&P 500 +14.5% · ahead by 32.5 pts
1 year+56.1%S&P 500 +17.0% · ahead by 39.0 pts
3 years+87.2%S&P 500 +89.3% · behind by 2.1 pts
5 years+88.3%S&P 500 +91.3% · behind by 3.0 pts

Total returns with dividends reinvested.

MBIN factor grades

Each grade compares MBIN with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

B-ValueP/E 10.0x (industry 20.1x)FCF yield -33.5% (industry 6.0%)
B-GrowthEPS growth +9% (industry +10%)
–Profitability
B+Momentum12-month change +56%From 52-wk high -11%

MBIN in plain numbers

MBIN key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$2.3B
Revenue growth (y/y)n/a
Free-cash-flow yield-33.5%
Dividend yield0.9%
Next earnings (expected)2026-10-27
Valuation measures
Market value$2.3B
Enterprise value$2.0B
P/E (trailing)10.0x
Forward P/E (Torvanta estimate)8.7x
PEG (Torvanta estimate)0.60
Price / book1.0x
Financial highlights
Net income, last 12 months$268.6M
EPS, last 12 months (GAAP)$4.98
Return on equity11.7%
Cash$314.7M
Free cash flow, last 12 months-$765.3M

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

MBIN earnings trends

Revenue vs earnings
$0$23.9M$47.8M$71.7M$95.7MSep 2024 Net income: $61.3MDec 2024 Net income: $95.7MMar 2025 Net income: $58.2MJun 2025 Net income: $38.0MSep 2025 Net income: $54.7MDec 2025 Net income: $67.8MMar 2026 Net income: $67.7MJun 2026 Net income: $78.3MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.5$0.9$1.4$1.9Sep 2024 EPS (GAAP, diluted): $1.2Dec 2024 EPS (GAAP, diluted): $1.9Mar 2025 EPS (GAAP, diluted): $0.9Jun 2025 EPS (GAAP, diluted): $0.6Sep 2025 EPS (GAAP, diluted): $1.0Dec 2025 EPS (GAAP, diluted): $1.3Mar 2026 EPS (GAAP, diluted): $1.3Jun 2026 EPS (GAAP, diluted): $1.5Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 -17% · Dec 2025 -31% · Mar 2026 +34% · Jun 2026 +147%

From the company's 10-Q and 10-K filings with the SEC.

MBIN financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Net income$227.1M$219.7M$279.2M$320.4M$218.8M
EPS (GAAP)$6.57$4.47$5.64$6.31$3.78
Free cash flow-$52.9M$1.0B-$363.9M-$853.7M-$362.2M

MBIN earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-28$1.48+147%n/a+13.5%
2026-04-28$1.25+34%n/a-9.1%
2026-01-28$1.28-31%n/a+14.7%
2025-10-28$0.97-17%n/a-2.2%
2025-07-28$0.60-60%n/a-9.6%
2025-04-28$0.93-48%n/a-6.0%

About MBIN

HeadquartersCarmel, IN
Industry (SEC code)State Commercial Banks
Fiscal year endsDecember 31
Incorporated inIN
Listed onNasdaq, Nasdaq, Nasdaq, Nasdaq

From the company's SEC registration record.

Companies similar to MBIN

CompanyMarket valueP/ERevenue growthOperating margin12-month change
MBIN MBIN$2.3B10.0xn/an/a+56%
APAM APAM$2.3B8.3x+10%33.0%-14%compare
LTC LTC$2.3B15.2x+60%62.6%+25%compare
RAMP RAMP$2.3B15.6x+9%11.6%+38%compare
ANDE ANDE$2.3Bn/a-5%n/a+64%
ADMA ADMA$2.3B14.4x+8%43.8%-31%
PBI PBI$2.3B13.7x-5%n/a+56%

All Other stock ratings

Frequently asked questions

Is MBIN stock a buy?

Torvanta does not tell individuals what to buy. Its grades for MBIN are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is MBIN's P/E ratio?

MBIN trades at about 10.0 times its last 12 months of GAAP earnings reported to the SEC, and about 8.7 times Torvanta's own estimate of the next 12 months.

When does MBIN report earnings next?

Based on its filing history, Torvanta expects MBIN to report around 2026-10-27.

Does MBIN pay a dividend?

Yes. Its dividend yield is about 0.9%, and it has raised its dividend 8 years in a row.

How has MBIN performed against the S&P 500?

Over the past year MBIN returned +56.1%, against +17.0% for the S&P 500, dividends reinvested.

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Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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