TORVANTA
Other · S&P 500 · data as of 2026-10-05

FULT stock analysis: FULT

FULT (FULT) is an S&P 500 company in Other.

The model's view of FULT · subscribers

Where FULT ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with FULT · updated 2026-10-05 · from prices and SEC filings

FULT price performance

FULT against the S&P 500, one year
+0%+20%+40%FULT +27%S&P 500 +18%2025-09-292026-10-05
Year to date+20.4%S&P 500 +14.5% · ahead by 5.9 pts
1 year+28.1%S&P 500 +17.0% · ahead by 11.0 pts
3 years+107.1%S&P 500 +89.3% · ahead by 17.8 pts
5 years+75.1%S&P 500 +91.3% · behind by 16.2 pts

Total returns with dividends reinvested.

FULT factor grades

Each grade compares FULT with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

BValueP/E 10.9x (industry 20.1x)FCF yield 9.8% (industry 6.0%)
BGrowthRevenue growth +11% (industry +8%)EPS growth +22% (industry +10%)
B+Profitability
BMomentum12-month change +28%From 52-wk high -9%

FULT in plain numbers

FULT key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$4.3B
Revenue growth (y/y)+11%
Free-cash-flow yield9.8%
Dividend yield3.4%
Next earnings (expected)2026-10-20
Valuation measures
Market value$4.3B
Enterprise value$3.1B
P/E (trailing)10.9x
Forward P/E (Torvanta estimate)10.2x
PEG (Torvanta estimate)1.60
Price / sales15.0x
Price / book1.1x
EV / revenue10.6x
Financial highlights
Revenue, last 12 months$289.5M
Net income, last 12 months$396.6M
EPS, last 12 months (GAAP)$2.09
Net margin137.0%
Return on equity11.1%
Cash$1.3B

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

FULT earnings trends

Revenue vs earnings
$0$25.6M$51.2M$76.8M$102.4MSep 2024 Revenue: $59.7MDec 2024 Revenue: $65.9MMar 2025 Revenue: $67.2MJun 2025 Revenue: $69.1MSep 2025 Revenue: $70.4MDec 2025 Revenue: $70.0MMar 2026 Revenue: $69.8MJun 2026 Revenue: $79.3MSep 2024 Net income: $63.2MDec 2024 Net income: $68.6MMar 2025 Net income: $93.0MJun 2025 Net income: $99.2MSep 2025 Net income: $100.5MDec 2025 Net income: $99.0MMar 2026 Net income: $94.8MJun 2026 Net income: $102.4MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 105.9%Net margin: 104.1%Net margin: 138.3%Net margin: 143.5%Net margin: 142.7%Net margin: 141.4%Net margin: 135.7%Net margin: 129.1%0%72%143%■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.1$0.3$0.4$0.5Sep 2024 EPS (GAAP, diluted): $0.3Dec 2024 EPS (GAAP, diluted): $0.4Mar 2025 EPS (GAAP, diluted): $0.5Jun 2025 EPS (GAAP, diluted): $0.5Sep 2025 EPS (GAAP, diluted): $0.5Dec 2025 EPS (GAAP, diluted): $0.5Mar 2026 EPS (GAAP, diluted): $0.5Jun 2026 EPS (GAAP, diluted): $0.5Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +61% · Dec 2025 +47% · Mar 2026 +4% · Jun 2026 -2%

From the company's 10-Q and 10-K filings with the SEC.

FULT financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Revenue$240.2M$227.2M$228.4M$296.0M$276.8M
Net income$275.5M$287.0M$284.3M$288.7M$391.6M
EPS (GAAP)$1.62$1.67$1.64$1.57$2.08

FULT earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-22$0.52-2%+15%-0.1%
2026-04-22$0.51+4%+4%+0.4%
2026-01-21$0.53+47%+6%+5.3%
2025-10-21$0.53+61%+18%+0.4%
2025-07-15$0.53+2%-39%-2.8%
2025-04-15$0.49+36%+18%+4.4%

About FULT

HeadquartersLancaster, PA
Industry (SEC code)National Commercial Banks
Fiscal year endsDecember 31
Incorporated inPA
Listed onNasdaq, Nasdaq

From the company's SEC registration record.

Companies similar to FULT

CompanyMarket valueP/ERevenue growthOperating margin12-month change
FULT FULT$4.3B10.9x+11%n/a+28%
OPLN OPLN$4.3Bn/a+12%11.5%+25%compare
PRIM PRIM$4.3B31.6x+5%2.9%-41%compare
IBOC IBOC$4.3B10.5xn/an/a+3%compare
MARA MARA$4.3Bn/a+1%n/a-41%
BDC BDC$4.4B18.1x+9%11.9%-5%
KBR KBR$4.4B10.4x-4%9.5%-26%

All Other stock ratings

Frequently asked questions

Is FULT stock a buy?

Torvanta does not tell individuals what to buy. Its grades for FULT are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is FULT's P/E ratio?

FULT trades at about 10.9 times its last 12 months of GAAP earnings reported to the SEC, and about 10.2 times Torvanta's own estimate of the next 12 months.

When does FULT report earnings next?

Based on its filing history, Torvanta expects FULT to report around 2026-10-20.

Does FULT pay a dividend?

Yes. Its dividend yield is about 3.4%, and it has raised its dividend 2 years in a row.

How has FULT performed against the S&P 500?

Over the past year FULT returned +28.1%, against +17.0% for the S&P 500, dividends reinvested.

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Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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