TORVANTA
Other · S&P 500 · data as of 2026-10-05

EZPW stock analysis: EZPW

EZPW (EZPW) is an S&P 500 company in Other.

The model's view of EZPW · subscribers

Where EZPW ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with EZPW · updated 2026-10-05 · from prices and SEC filings

EZPW price performance

EZPW against the S&P 500, one year
+0%+50%EZPW +59%S&P 500 +18%2025-09-292026-10-05
Year to date+57.0%S&P 500 +14.5% · ahead by 42.5 pts
1 year+67.8%S&P 500 +17.0% · ahead by 50.7 pts
3 years+264.8%S&P 500 +89.3% · ahead by 175.6 pts
5 years+299.7%S&P 500 +91.3% · ahead by 208.4 pts

Total returns with dividends reinvested.

EZPW factor grades

Each grade compares EZPW with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

B-ValueP/E 15.4x (industry 20.1x)FCF yield 5.4% (industry 6.0%)
B+GrowthRevenue growth +29% (industry +8%)EPS growth +55% (industry +10%)
B-ProfitabilityOperating margin 13.9% (industry 9.6%)ROIC 12.0% (industry 10.1%)
B-Momentum12-month change +68%From 52-wk high -14%

EZPW in plain numbers

EZPW key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$2.5B
Revenue growth (y/y)+29%
Free-cash-flow yield5.4%
Dividend yieldn/a
Next earnings (expected)2026-11-12
Valuation measures
Market value$2.5B
Enterprise value$2.8B
P/E (trailing)15.4x
Forward P/E (Torvanta estimate)13.0x
PEG (Torvanta estimate)0.72
Price / sales1.6x
Price / book2.2x
EV / revenue1.7x
EV / EBITDA10.7x
Financial highlights
Revenue, last 12 months$1.6B
Net income, last 12 months$158.3M
EPS, last 12 months (GAAP)$1.98
Gross margin58.6%
Operating margin13.9%
Net margin10.0%
Return on equity14.7%
Return on invested capital12.0%
Cash$311.0M
Total debt$519.5M
Debt / equity0.45x
Free cash flow, last 12 months$138.3M
Interest cover6.7x
Current ratio4.81x

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

EZPW earnings trends

Revenue vs earnings
$0$111.7M$223.4M$335.2M$446.9MSep 2024 Revenue: $294.6MDec 2024 Revenue: $320.2MMar 2025 Revenue: $306.3MJun 2025 Revenue: $311.0MSep 2025 Revenue: $336.8MDec 2025 Revenue: $382.0MMar 2026 Revenue: $446.9MJun 2026 Revenue: $418.7MSep 2024 Net income: $15.2MDec 2024 Net income: $31.0MMar 2025 Net income: $25.4MJun 2025 Net income: $26.5MSep 2025 Net income: $26.7MDec 2025 Net income: $44.3MMar 2026 Net income: $49.1MJun 2026 Net income: $38.2MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 5.2%Net margin: 9.7%Net margin: 8.3%Net margin: 8.5%Net margin: 7.9%Net margin: 11.6%Net margin: 11.0%Net margin: 9.1%0%6%12%■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.2$0.3$0.5$0.6Sep 2024 EPS (GAAP, diluted): $0.2Dec 2024 EPS (GAAP, diluted): $0.4Mar 2025 EPS (GAAP, diluted): $0.3Jun 2025 EPS (GAAP, diluted): $0.3Sep 2025 EPS (GAAP, diluted): $0.3Dec 2025 EPS (GAAP, diluted): $0.6Mar 2026 EPS (GAAP, diluted): $0.6Jun 2026 EPS (GAAP, diluted): $0.5Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +62% · Dec 2025 +38% · Mar 2026 +85% · Jun 2026 +41%

From the company's 10-Q and 10-K filings with the SEC.

EZPW financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Revenue$729.6M$886.2M$1.0B$1.2B$1.3B
Net income$8.6M$50.2M$38.5M$83.1M$109.6M
EPS (GAAP)$0.16$0.69$0.52$1.11$1.41
Free cash flow$22.8M$34.6M$61.4M$77.8M$110.4M

EZPW earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-08-05$0.48+41%+35%-5.5%
2026-05-06$0.61+85%+46%-2.7%
2026-02-04$0.55+38%+19%+5.6%
2025-11-13$0.34+62%+14%+0.3%
2025-07-30$0.34+36%+10%+9.6%
2025-04-28$0.33+14%+7%-3.1%

About EZPW

HeadquartersRollingwood, TX
Industry (SEC code)Retail-Miscellaneous Retail
Fiscal year endsSeptember 30
Incorporated inDE
Listed onNasdaq

From the company's SEC registration record.

Companies similar to EZPW

CompanyMarket valueP/ERevenue growthOperating margin12-month change
EZPW EZPW$2.5B15.4x+29%13.9%+68%
DRH DRH$2.5B17.2x+1%n/a+63%compare
KALU KALU$2.5B11.6x+33%8.2%+103%compare
CALY CALY$2.5Bn/a-27%8.7%+44%compare
GPK GPK$2.5B13.0x+0%5.8%-54%
KD KD$2.5B31.4x-1%n/a-62%
FBNC FBNC$2.6B19.2xn/an/a+20%

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Frequently asked questions

Is EZPW stock a buy?

Torvanta does not tell individuals what to buy. Its grades for EZPW are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is EZPW's P/E ratio?

EZPW trades at about 15.4 times its last 12 months of GAAP earnings reported to the SEC, and about 13.0 times Torvanta's own estimate of the next 12 months.

When does EZPW report earnings next?

Based on its filing history, Torvanta expects EZPW to report around 2026-11-12.

How has EZPW performed against the S&P 500?

Over the past year EZPW returned +67.8%, against +17.0% for the S&P 500, dividends reinvested.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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