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ENVA vs EZPW: Enova International, Inc. vs EZCORP, Inc.

Enova International, Inc. (ENVA) and EZCORP, Inc. (EZPW) on Torvanta's measures: ENVA grades higher on 2 of the 4 factor families and EZPW on 2.

ENVAEZPW
Value gradeB-C-
Growth gradeBA-
Profitability gradeBC
Momentum gradeC-C+
Market value$4.4B$2.5B
P/E (trailing)13.2x15.4x
Revenue, last 12 months$3.4B$1.6B
Revenue growth (y/y)+18%+29%
Operating margin24.0%13.9%
Return on invested capital10.0%12.0%
Free-cash-flow yield44.1%5.4%
Total return, 1 year+61.1%+64.2%
Total return, 3 years+257.6%+264.0%

Full ENVA analysis · Full EZPW analysis

Frequently asked questions

Which is better, ENVA or EZPW?

Enova International, Inc. (ENVA) and EZCORP, Inc. (EZPW) on Torvanta's measures: ENVA grades higher on 2 of the 4 factor families and EZPW on 2. Which fits an investor depends on their goals; this is research, not a recommendation. Subscribers see where the model ranks each and its expected return.

Which is cheaper, ENVA or EZPW?

On trailing earnings ENVA trades at 13.2x and EZPW at 15.4x; their value grades are B- and C- against their sectors.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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