TORVANTA
Other · S&P 500 · data as of 2026-10-05

BANF stock analysis: BANF

BANF (BANF) is an S&P 500 company in Other.

The model's view of BANF · subscribers

Where BANF ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with BANF · updated 2026-10-05 · from prices and SEC filings

BANF price performance

BANF against the S&P 500, one year
-20%+0%+20%S&P 500 +18%BANF -14%2025-09-292026-10-05
Year to date+2.8%S&P 500 +14.5% · behind by 11.7 pts
1 year-13.4%S&P 500 +17.0% · behind by 30.5 pts
3 years+30.4%S&P 500 +89.3% · behind by 58.9 pts
5 years+89.5%S&P 500 +91.3% · behind by 1.8 pts

Total returns with dividends reinvested.

BANF factor grades

Each grade compares BANF with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

C+ValueP/E 14.5x (industry 20.1x)FCF yield 6.8% (industry 6.0%)
CGrowthEPS growth +7% (industry +10%)
–Profitability
CMomentum12-month change -13%From 52-wk high -14%

BANF key statistics

SectorOther
Industryn/a
IndexS&P 500
Market value$3.6B
Revenue growth (y/y)n/a
Free-cash-flow yield6.8%
Dividend yield1.8%
Next earnings (expected)2026-10-16
Valuation measures
Market value$3.6B
Enterprise value$3.6B
P/E (trailing)14.5x
Forward P/E (Torvanta estimate)13.8x
PEG (Torvanta estimate)2.55
Price / book1.8x
Financial highlights
Net income, last 12 months$251.8M
EPS, last 12 months (GAAP)$7.41
Return on equity13.7%
Total debt$6.0M
Debt / equity0.00x
Free cash flow, last 12 months$245.3M

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

BANF earnings trends

Revenue vs earnings
$0$16.7M$33.3M$50.0M$66.7MSep 2024 Net income: $58.9MDec 2024 Net income: $56.5MMar 2025 Net income: $56.1MJun 2025 Net income: $62.3MSep 2025 Net income: $62.7MDec 2025 Net income: $59.5MMar 2026 Net income: $63.0MJun 2026 Net income: $66.7MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.5$1.0$1.5$2.0Sep 2024 EPS (GAAP, diluted): $1.8Dec 2024 EPS (GAAP, diluted): $1.7Mar 2025 EPS (GAAP, diluted): $1.7Jun 2025 EPS (GAAP, diluted): $1.9Sep 2025 EPS (GAAP, diluted): $1.9Dec 2025 EPS (GAAP, diluted): $1.8Mar 2026 EPS (GAAP, diluted): $1.9Jun 2026 EPS (GAAP, diluted): $2.0Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +6% · Dec 2025 +4% · Mar 2026 +11% · Jun 2026 +6%

From the company's 10-Q and 10-K filings with the SEC.

BANF financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Net income$167.6M$193.1M$212.5M$216.4M$240.6M
EPS (GAAP)$5.03$5.77$6.34$6.44$7.11
Free cash flow$162.5M$206.5M$210.5M$224.5M$237.0M

BANF earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-23$1.96+6%n/a+2.2%
2026-04-16$1.85+11%n/a+1.9%
2026-01-23$1.75+4%n/a-8.0%
2025-10-17$1.85+6%n/a-1.5%
2025-07-17$1.85+23%n/a+5.3%
2025-04-17$1.66+11%n/a+7.4%

About BANF

HeadquartersOklahoma City, OK
Industry (SEC code)National Commercial Banks
Fiscal year endsDecember 31
Incorporated inOK
Listed onNasdaq, Nasdaq

From the company's SEC registration record.

Companies similar to BANF

CompanyMarket valueP/ERevenue growthOperating margin12-month change
BANF BANF$3.6B14.5xn/an/a-13%
BMI BMI$3.6B29.2x-1%18.9%-30%compare
WSBC WSBC$3.6B10.9xn/an/a+20%compare
NHC NHC$3.6B25.9x+7%9.3%+93%compare
RNST RNST$3.6B11.7xn/an/a+10%
GNW GNW$3.6B18.1x+2%n/a+7%
QTWO QTWO$3.6B41.6x+14%10.0%-14%

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Frequently asked questions

Is BANF stock a buy?

Torvanta does not tell individuals what to buy. Its grades for BANF are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is BANF's P/E ratio?

BANF trades at about 14.5 times its last 12 months of GAAP earnings reported to the SEC, and about 13.8 times Torvanta's own estimate of the next 12 months.

When does BANF report earnings next?

Based on its filing history, Torvanta expects BANF to report around 2026-10-16.

Does BANF pay a dividend?

Yes. Its dividend yield is about 1.8%, and it has raised its dividend 28 years in a row.

How has BANF performed against the S&P 500?

Over the past year BANF returned -13.4%, against +17.0% for the S&P 500, dividends reinvested.

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Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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