TORVANTA
Consumer Discretionary · S&P 500 · data as of 2026-10-05

PHM stock analysis: PulteGroup

PulteGroup (PHM) is an S&P 500 company in Homebuilding. It grades weakest on profitability and growth.

The model's view of PHM · subscribers

Where PHM ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with PHM · updated 2026-10-05 · from prices and SEC filings

PHM price performance

PHM against the S&P 500, one year
+0%+20%S&P 500 +18%PHM -14%2025-09-292026-10-05
Year to date-2.2%S&P 500 +14.5% · behind by 16.7 pts
1 year-16.5%S&P 500 +17.0% · behind by 33.5 pts
3 years+62.3%S&P 500 +89.3% · behind by 26.9 pts
5 years+156.8%S&P 500 +91.3% · ahead by 65.5 pts

Total returns with dividends reinvested.

PHM factor grades

Each grade compares PHM with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

B+ValueP/E 11.6x (sector 18.9x)FCF yield 7.1% (sector 5.3%)
DGrowthRevenue growth -7% (sector +6%)EPS growth -27% (sector +5%)
C-Profitability
C+Momentum12-month change -16%From 52-wk high -20%

PHM in plain numbers

PHM key statistics

SectorConsumer Discretionary
IndustryHomebuilding
IndexS&P 500
Market value$21.4B
Revenue growth (y/y)-7%
Free-cash-flow yield7.1%
Dividend yield0.9%
Next earnings (expected)2026-10-20
Valuation measures
Market value$21.4B
Enterprise value$20.0B
P/E (trailing)11.6x
Forward P/E (Torvanta estimate)12.1x
Price / sales1.3x
Price / book1.6x
EV / revenue1.2x
Financial highlights
Revenue, last 12 months$16.4B
Net income, last 12 months$1.9B
EPS, last 12 months (GAAP)$9.80
Net margin11.6%
Return on equity14.9%
Cash$1.3B
Free cash flow, last 12 months$1.5B

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

PHM earnings trends

Revenue vs earnings
$0$1.2B$2.5B$3.7B$4.9BSep 2024 Revenue: $4.5BDec 2024 Revenue: $4.9BMar 2025 Revenue: $3.9BJun 2025 Revenue: $4.4BSep 2025 Revenue: $4.4BDec 2025 Revenue: $4.6BMar 2026 Revenue: $3.4BJun 2026 Revenue: $4.0BSep 2024 Net income: $697.9MDec 2024 Net income: $913.2MMar 2025 Net income: $522.8MJun 2025 Net income: $608.5MSep 2025 Net income: $585.8MDec 2025 Net income: $501.6MMar 2026 Net income: $347.0MJun 2026 Net income: $472.0MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 15.6%Net margin: 18.6%Net margin: 13.4%Net margin: 13.8%Net margin: 13.3%Net margin: 10.9%Net margin: 10.2%Net margin: 11.9%0%9%19%■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$1.1$2.2$3.3$4.4Sep 2024 EPS (GAAP, diluted): $3.4Dec 2024 EPS (GAAP, diluted): $4.4Mar 2025 EPS (GAAP, diluted): $2.6Jun 2025 EPS (GAAP, diluted): $3.0Sep 2025 EPS (GAAP, diluted): $3.0Dec 2025 EPS (GAAP, diluted): $2.6Mar 2026 EPS (GAAP, diluted): $1.8Jun 2026 EPS (GAAP, diluted): $2.5Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 -12% · Dec 2025 -42% · Mar 2026 -30% · Jun 2026 -18%

From the company's 10-Q and 10-K filings with the SEC.

PulteGroup financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Revenue$13.9B$16.2B$16.1B$17.9B$17.3B
Net income$1.9B$2.6B$2.6B$3.1B$2.2B
EPS (GAAP)$7.43$11.04$11.73$14.69$11.13
Free cash flow$931.2M$555.8M$2.1B$1.6B$1.7B

PHM earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-22$2.48-18%-10%+1.7%
2026-04-23$1.79-30%-12%-0.4%
2026-01-29$2.57-42%-6%+2.0%
2025-10-21$2.96-12%-2%-2.0%
2025-07-22$3.03-21%-4%+8.9%
2025-04-22$2.57-17%-1%+4.3%

About PulteGroup

HeadquartersAtlanta, GA
Industry (SEC code)Operative Builders
Fiscal year endsDecember 31
Incorporated inMI
Listed onNYSE
FormerlyPULTE HOMES INC/MI/, PULTE CORP

From the company's SEC registration record.

Companies similar to PHM

CompanyMarket valueP/ERevenue growthOperating margin12-month change
PHM PulteGroup$21.4B11.6x-7%n/a-16%
LEN Lennar$17.9B11.7x-7%n/a-42%compare
NVR NVR Inc$15.9B15.5x-10%n/a-27%compare
DHI D.R. Horton$37.3B12.7x-4%n/a-23%compare

All Consumer Discretionary stock ratings

Frequently asked questions

Is PHM stock a buy?

Torvanta does not tell individuals what to buy. Its grades for PHM are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is PHM's P/E ratio?

PHM trades at about 11.6 times its last 12 months of GAAP earnings reported to the SEC, and about 12.1 times Torvanta's own estimate of the next 12 months.

When does PHM report earnings next?

Based on its filing history, Torvanta expects PulteGroup to report around 2026-10-20.

Does PHM pay a dividend?

Yes. Its dividend yield is about 0.9%, and it has raised its dividend 8 years in a row.

How has PHM performed against the S&P 500?

Over the past year PHM returned -16.5%, against +17.0% for the S&P 500, dividends reinvested.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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