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Financials · S&P 500 · data as of 2026-10-05

GPN stock analysis: Global Payments

Global Payments (GPN) is an S&P 500 company in Transaction & Payment Processing Services. It grades weakest on profitability and growth.

The model's view of GPN · subscribers

Where GPN ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with GPN · updated 2026-10-05 · from prices and SEC filings

GPN price performance

GPN against the S&P 500, one year
-20%+0%+20%S&P 500 +18%GPN -4%2025-09-292026-10-05
Year to date+7.2%S&P 500 +14.5% · behind by 7.3 pts
1 year-5.4%S&P 500 +17.0% · behind by 22.4 pts
3 years-25.6%S&P 500 +89.3% · behind by 114.8 pts
5 years-45.2%S&P 500 +91.3% · behind by 136.5 pts

Total returns with dividends reinvested.

GPN factor grades

Each grade compares GPN with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

C+ValueFCF yield 3.8% (industry 6.8%)
DGrowthRevenue growth +8% (industry +8%)EPS growth -152% (industry +12%)
D+ProfitabilityOperating margin 12.4% (industry 22.3%)ROIC 2.8% (industry 14.1%)
B-Momentum12-month change -5%From 52-wk high -13%

GPN in plain numbers

GPN key statistics

SectorFinancials
IndustryTransaction & Payment Processing Services
IndexS&P 500
Market value$21.7B
Revenue growth (y/y)+8%
Free-cash-flow yield3.8%
Dividend yield1.2%
Next earnings (expected)2026-11-03
Valuation measures
Market value$21.7B
Enterprise value$38.9B
Price / sales2.1x
Price / book0.9x
EV / revenue3.8x
EV / EBITDA10.6x
Financial highlights
Revenue, last 12 months$10.2B
Net income, last 12 months-$934.2M
EPS, last 12 months (GAAP)$-2.97
Gross margin63.9%
Operating margin12.4%
Net margin-9.1%
Return on equity-4.1%
Return on invested capital2.8%
Cash$5.4B
Total debt$22.5B
Debt / equity0.97x
Free cash flow, last 12 months$822.7M
Interest cover1.5x
Current ratio0.82x

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

GPN earnings trends

Revenue vs earnings
-$1.8B-$519.7M$760.5M$2.0B$3.3BSep 2024 Revenue: $2.6BDec 2024 Revenue: $2.5BMar 2025 Revenue: $2.4BJun 2025 Revenue: $2.0BSep 2025 Revenue: $2.0BDec 2025 Revenue: $1.9BMar 2026 Revenue: $3.0BJun 2026 Revenue: $3.3BSep 2024 Net income: $315.1MDec 2024 Net income: $567.2MMar 2025 Net income: $305.7MJun 2025 Net income: $241.6MSep 2025 Net income: $635.2MDec 2025 Net income: $217.5MMar 2026 Net income: -$1.8BJun 2026 Net income: $13.0MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 12.1%Net margin: 22.5%Net margin: 12.7%Net margin: 12.3%Net margin: 31.6%Net margin: 11.3%Net margin: -60.6%Net margin: 0.4%-61%-14%32%■ Revenue ■ Net income ━ Net margin
Earnings per share$-6.6$-4.3$-2.0$0.3$2.6Sep 2024 EPS (GAAP, diluted): $1.2Dec 2024 EPS (GAAP, diluted): $2.2Mar 2025 EPS (GAAP, diluted): $1.2Jun 2025 EPS (GAAP, diluted): $1.0Sep 2025 EPS (GAAP, diluted): $2.6Dec 2025 EPS (GAAP, diluted): $0.9Mar 2026 EPS (GAAP, diluted): $-6.6Jun 2026 EPS (GAAP, diluted): $0.1Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +113% · Dec 2025 -58% · Mar 2026 -631% · Jun 2026 -95%

From the company's 10-Q and 10-K filings with the SEC.

Global Payments financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Revenue$8.5B$9.0B$9.7B$10.1B$8.3B
Net income$1.0B$111.5M$1.0B$1.6B$1.4B
EPS (GAAP)$3.29$0.39$3.78$6.17$5.80
Free cash flow$2.3B$1.6B$1.6B$2.9B$2.0B

GPN earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-08-05$0.05-95%+70%-0.3%
2026-05-06$-6.59-631%+23%-0.1%
2026-02-18$0.93-58%-23%+14.8%
2025-11-04$2.64+113%-23%+3.6%
2025-08-06$0.99-33%-24%+3.9%
2025-05-06$1.24+2%-0%-0.0%

About Global Payments

HeadquartersAtlanta, GA
Industry (SEC code)Services-Business Services, Nec
Fiscal year endsDecember 31
Incorporated inGA
Listed onNYSE

From the company's SEC registration record.

Companies similar to GPN

CompanyMarket valueP/ERevenue growthOperating margin12-month change
GPN Global Payments$21.7Bn/a+8%12.4%-5%
FISV Fiserv$24.5B8.9x-1%22.3%-64%compare
CPAY Corpay$26.4B24.5x+20%43.7%+39%compare
FIS Fidelity National Info$17.3B5.2x+18%15.7%-48%compare
XYZ Block$46.4B136.1x+5%4.7%-1%
JKHY Jack Henry$10.2B20.8x+7%25.0%+1%
PYPL PayPal$48.0B10.2x+6%17.9%-21%

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Frequently asked questions

Is GPN stock a buy?

Torvanta does not tell individuals what to buy. Its grades for GPN are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

When does GPN report earnings next?

Based on its filing history, Torvanta expects Global Payments to report around 2026-11-03.

Does GPN pay a dividend?

Yes. Its dividend yield is about 1.2%.

How has GPN performed against the S&P 500?

Over the past year GPN returned -5.4%, against +17.0% for the S&P 500, dividends reinvested.

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Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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