TORVANTA
Industrials · S&P 500 · data as of 2026-10-05

EFX stock analysis: Equifax

Equifax (EFX) is an S&P 500 company in Research & Consulting Services. It grades weakest on momentum.

The model's view of EFX · subscribers

Where EFX ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with EFX · updated 2026-10-05 · from prices and SEC filings

EFX price performance

EFX against the S&P 500, one year
-40%-20%+0%+20%S&P 500 +18%EFX -44%2025-09-292026-10-05
Year to date-33.7%S&P 500 +14.5% · behind by 48.2 pts
1 year-39.1%S&P 500 +17.0% · behind by 56.1 pts
3 years-19.1%S&P 500 +89.3% · behind by 108.4 pts
5 years-42.6%S&P 500 +91.3% · behind by 133.9 pts

Total returns with dividends reinvested.

EFX factor grades

Each grade compares EFX with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

BValueP/E 25.1x (sector 27.2x)FCF yield 6.6% (sector 4.0%)
B-GrowthRevenue growth +10% (sector +7%)EPS growth +11% (sector +9%)
CProfitabilityOperating margin 17.9% (sector 16.9%)ROIC 8.8% (sector 19.9%)
D-Momentum12-month change -39%From 52-wk high -40%

EFX in plain numbers

EFX key statistics

SectorIndustrials
IndustryResearch & Consulting Services
IndexS&P 500
Market value$16.8B
Revenue growth (y/y)+10%
Free-cash-flow yield6.6%
Dividend yield1.5%
Next earnings (expected)2026-10-20
Valuation measures
Market value$16.8B
Enterprise value$22.1B
P/E (trailing)25.1x
Forward P/E (Torvanta estimate)23.7x
PEG (Torvanta estimate)4.14
Price / sales2.6x
Price / book3.8x
EV / revenue3.4x
EV / EBITDA11.6x
Financial highlights
Revenue, last 12 months$6.4B
Net income, last 12 months$691.4M
EPS, last 12 months (GAAP)$5.68
Operating margin17.9%
Net margin10.7%
Return on equity14.6%
Return on invested capital8.8%
Cash$170.1M
Total debt$5.5B
Debt / equity1.25x
Free cash flow, last 12 months$1.1B
Interest cover5.2x
Current ratio0.60x

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

EFX earnings trends

Revenue vs earnings
$0$425.0M$850.0M$1.3B$1.7BSep 2024 Revenue: $1.4BDec 2024 Revenue: $1.4BMar 2025 Revenue: $1.4BJun 2025 Revenue: $1.5BSep 2025 Revenue: $1.5BDec 2025 Revenue: $1.6BMar 2026 Revenue: $1.6BJun 2026 Revenue: $1.7BSep 2024 Net income: $141.3MDec 2024 Net income: $174.0MMar 2025 Net income: $133.1MJun 2025 Net income: $191.3MSep 2025 Net income: $160.2MDec 2025 Net income: $175.8MMar 2026 Net income: $171.5MJun 2026 Net income: $183.9MSep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Net margin: 9.8%Net margin: 12.3%Net margin: 9.2%Net margin: 12.4%Net margin: 10.4%Net margin: 11.3%Net margin: 10.4%Net margin: 10.8%0%6%12%■ Revenue ■ Net income ━ Net margin
Earnings per share$0.0$0.4$0.8$1.2$1.5Sep 2024 EPS (GAAP, diluted): $1.1Dec 2024 EPS (GAAP, diluted): $1.4Mar 2025 EPS (GAAP, diluted): $1.1Jun 2025 EPS (GAAP, diluted): $1.5Sep 2025 EPS (GAAP, diluted): $1.3Dec 2025 EPS (GAAP, diluted): $1.4Mar 2026 EPS (GAAP, diluted): $1.4Jun 2026 EPS (GAAP, diluted): $1.5Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026■ EPS (GAAP, diluted) Change from a year earlier: Sep 2025 +14% · Dec 2025 +2% · Mar 2026 +34% · Jun 2026 +1%

From the company's 10-Q and 10-K filings with the SEC.

Equifax financials (from SEC filings)

Fiscal yearFY2021FY2022FY2023FY2024FY2025
Revenue$4.9B$5.1B$5.3B$5.7B$6.1B
Net income$744.2M$696.3M$545.3M$604.1M$660.4M
EPS (GAAP)$6.02$5.65$4.40$4.84$5.31
Free cash flow$865.8M$132.6M$515.5M$813.0M$1.1B

EFX earnings history

ReportedEPS (GAAP)EPS y/yRevenue y/yStock vs S&P 500, 2 days
2026-07-21$1.54+1%+11%-6.1%
2026-04-21$1.42+34%+14%-10.3%
2026-02-04$1.43+2%+9%+10.8%
2025-10-21$1.29+14%+7%+0.3%
2025-07-22$1.53+17%+7%-6.2%
2025-04-22$1.06+6%+4%+11.6%

About Equifax

HeadquartersAtlanta, GA
Industry (SEC code)Services-Consumer Credit Reporting, Collection Agencies
Fiscal year endsDecember 31
Incorporated inGA
Listed onNYSE
FormerlyEQUIFAX INC

From the company's SEC registration record.

Companies similar to EFX

CompanyMarket valueP/ERevenue growthOperating margin12-month change
EFX Equifax$16.8B25.1x+10%17.9%-39%
CHRW C.H. Robinson$16.4B26.8x-0%4.9%+5%compare
J Jacobs Solutions$16.2B48.7x+20%4.6%-9%compare
IEX IDEX Corporation$17.3B33.9x+7%20.7%+43%compare
FTV Fortive$17.5B34.4x-16%16.9%+14%
BR Broadridge$18.1B16.6x+9%17.4%-31%
NDSN Nordson$18.6B33.8x+7%26.9%+45%

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Frequently asked questions

Is EFX stock a buy?

Torvanta does not tell individuals what to buy. Its grades for EFX are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

What is EFX's P/E ratio?

EFX trades at about 25.1 times its last 12 months of GAAP earnings reported to the SEC, and about 23.7 times Torvanta's own estimate of the next 12 months.

When does EFX report earnings next?

Based on its filing history, Torvanta expects Equifax to report around 2026-10-20.

Does EFX pay a dividend?

Yes. Its dividend yield is about 1.5%, and it has raised its dividend 1 years in a row.

How has EFX performed against the S&P 500?

Over the past year EFX returned -39.1%, against +17.0% for the S&P 500, dividends reinvested.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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