TORVANTA
Compare · research updated Oct 20, 2026

SFBS vs UCB: ServisFirst Bancshares, Inc. vs United Community Banks, Inc.

ServisFirst Bancshares, Inc. (SFBS) and United Community Banks, Inc. (UCB) on Torvanta's measures: SFBS grades higher on 0 of the 4 factor families and UCB on 3.

SFBSUCB
Value gradeCC+
Growth gradeBB
Profitability graden/aC+
Momentum gradeC-B+
Market value$4.3B$4.3B
P/E (trailing)13.5x11.6x
Forward P/E (Torvanta model estimate)SubscribersSubscribers
Revenue, last 12 monthsn/a$1.1B
Revenue growth (y/y)n/a+17%
Operating marginn/an/a
Return on invested capitaln/an/a
Free-cash-flow yield10.9%8.4%
Total return, 1 year+5.8%+20.0%
Total return, 3 yearsn/an/a

Full SFBS analysis · Full UCB analysis

Frequently asked questions

Which is better, SFBS or UCB?

ServisFirst Bancshares, Inc. (SFBS) and United Community Banks, Inc. (UCB) on Torvanta's measures: SFBS grades higher on 0 of the 4 factor families and UCB on 3. Which fits an investor depends on their goals; this is research, not a recommendation. Subscribers see where the model ranks each and its expected return.

Which is cheaper, SFBS or UCB?

On trailing earnings SFBS trades at 13.5x and UCB at 11.6x; their value grades are C and C+ against their sectors.

See the Stock Analyst's view

Subscribers get a rating, a fair value estimate, a 12-month target and a risk read for every S&P 500 company, Torvanta's earnings estimates, and three model portfolios (Active, Adaptive and Patient) with every trade sized and explained. A free account includes 3 full Stock Analyst reports a month.

See plans Or get the free weekly newsletter

Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

All stock ratings · Stock lists · AI stock research · Model portfolio · Research · Disclaimer

Data powered by Tiingo.com