TORVANTA
Compare · data as of 2026-10-06

FOUR vs PAYO: Shift4 vs Payoneer Global Inc.

Shift4 (FOUR) and Payoneer Global Inc. (PAYO) on Torvanta's measures: FOUR grades higher on 2 of the 4 factor families and PAYO on 2.

FOURPAYO
Value gradeB+D
Growth gradeB-D
Profitability gradeD+C
Momentum gradeFB+
Market value$3.0B$2.4B
P/E (trailing)n/a51.1x
Revenue, last 12 months$4.8B$1.1B
Revenue growth (y/y)+32%+6%
Operating margin8.1%10.4%
Return on invested capital5.4%23.7%
Free-cash-flow yield19.3%7.5%
Total return, 1 year-52.3%+15.3%
Total return, 3 years-31.7%+14.6%

Full FOUR analysis · Full PAYO analysis

Frequently asked questions

Which is better, FOUR or PAYO?

Shift4 (FOUR) and Payoneer Global Inc. (PAYO) on Torvanta's measures: FOUR grades higher on 2 of the 4 factor families and PAYO on 2. Which fits an investor depends on their goals; this is research, not a recommendation. Subscribers see where the model ranks each and its expected return.

Which is cheaper, FOUR or PAYO?

On trailing earnings FOUR trades at n/a and PAYO at 51.1x; their value grades are B+ and D against their sectors.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

See plans Or get the free weekly newsletter

Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

All stock ratings · Stock lists · AI stock research · Model portfolio · Research · Disclaimer