TORVANTA
Compare · research updated Oct 21, 2026

FLG vs UCB: Flagstar Bank vs United Community Banks, Inc.

Flagstar Bank (FLG) and United Community Banks, Inc. (UCB) on Torvanta's measures: FLG grades higher on 0 of the 4 factor families and UCB on 4.

FLGUCB
Value gradeFC+
Growth graden/aB
Profitability gradeD-C+
Momentum gradeDB+
Market value$4.6B$4.3B
P/E (trailing)276.7x11.8x
Forward P/E (Torvanta model estimate)SubscribersSubscribers
Revenue, last 12 monthsn/a$1.1B
Revenue growth (y/y)n/a+17%
Operating margin0.0%n/a
Return on invested capitaln/an/a
Free-cash-flow yield3.5%8.4%
Total return, 1 year-3.7%+22.3%
Total return, 3 yearsn/an/a

Full FLG analysis · Full UCB analysis

Frequently asked questions

Which is better, FLG or UCB?

Flagstar Bank (FLG) and United Community Banks, Inc. (UCB) on Torvanta's measures: FLG grades higher on 0 of the 4 factor families and UCB on 4. Which fits an investor depends on their goals; this is research, not a recommendation. Subscribers see where the model ranks each and its expected return.

Which is cheaper, FLG or UCB?

On trailing earnings FLG trades at 276.7x and UCB at 11.8x; their value grades are F and C+ against their sectors.

See the Stock Analyst's view

Subscribers get a rating, a fair value estimate, a 12-month target and a risk read for every S&P 500 company, Torvanta's earnings estimates, and three model portfolios (Active, Adaptive and Patient) with every trade sized and explained. A free account includes 3 full Stock Analyst reports a month.

See plans Or get the free weekly newsletter

Torvanta is a research publisher, not a registered investment adviser or broker-dealer. It is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

All stock ratings · Stock lists · AI stock research · Model portfolio · Research · Disclaimer

Data powered by Tiingo.com