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FISV vs XYZ: Fiserv vs Block

Fiserv (FISV) and Block (XYZ) on Torvanta's measures: FISV grades higher on 2 of the 4 factor families and XYZ on 2.

FISVXYZ
Value gradeA-C-
Growth gradeD-D+
Profitability gradeCD
Momentum gradeFC
Market value$24.5B$46.4B
P/E (trailing)8.9x136.1x
Forward P/E (Torvanta estimate)8.8x166.1x
Revenue, last 12 months$20.9B$25.0B
Revenue growth (y/y)-1%+5%
Operating margin22.3%4.7%
Return on invested capital14.1%3.6%
Free-cash-flow yield16.0%8.4%
Total return, 1 year-63.8%-0.9%
Total return, 3 years-59.2%+78.8%

Full FISV analysis · Full XYZ analysis

Frequently asked questions

Which is better, FISV or XYZ?

Fiserv (FISV) and Block (XYZ) on Torvanta's measures: FISV grades higher on 2 of the 4 factor families and XYZ on 2. Which fits an investor depends on their goals; this is research, not a recommendation. Subscribers see where the model ranks each and its expected return.

Which is cheaper, FISV or XYZ?

On trailing earnings FISV trades at 8.9x and XYZ at 136.1x; their value grades are A- and C- against their sectors.

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Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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