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FISV vs MA: Fiserv vs Mastercard

Fiserv (FISV) and Mastercard (MA) on Torvanta's measures: FISV grades higher on 1 of the 4 factor families and MA on 3.

FISVMA
Value gradeAD
Growth gradeD-B
Profitability gradeCA+
Momentum gradeD-A-
Market value$25.3B$545.2B
P/E (trailing)9.1x34.0x
Forward P/E (Torvanta model estimate)SubscribersSubscribers
Revenue, last 12 months$20.9B$35.1B
Revenue growth (y/y)-1%+16%
Operating margin22.3%58.3%
Return on invested capital14.1%87.0%
Free-cash-flow yield15.5%3.1%
Total return, 1 year-59.7%+12.8%
Total return, 3 years-58.1%+56.4%

Full FISV analysis · Full MA analysis

Frequently asked questions

Which is better, FISV or MA?

Fiserv (FISV) and Mastercard (MA) on Torvanta's measures: FISV grades higher on 1 of the 4 factor families and MA on 3. Which fits an investor depends on their goals; this is research, not a recommendation. Subscribers see where the model ranks each and its expected return.

Which is cheaper, FISV or MA?

On trailing earnings FISV trades at 9.1x and MA at 34.0x; their value grades are A and D against their sectors.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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