TORVANTA
Compare · data as of 2026-10-06

FFIN vs IBOC: First Financial Bankshares vs Intl Bancshares Corp

First Financial Bankshares (FFIN) and Intl Bancshares Corp (IBOC) on Torvanta's measures: FFIN grades higher on 1 of the 4 factor families and IBOC on 1.

FFINIBOC
Value gradeD+C+
Growth gradeCD+
Profitability graden/an/a
Momentum gradeCC
Market value$4.6B$4.3B
P/E (trailing)17.1x10.5x
Revenue, last 12 monthsn/an/a
Revenue growth (y/y)n/an/a
Operating marginn/an/a
Return on invested capitaln/an/a
Free-cash-flow yield7.1%10.5%
Total return, 1 year-2.3%+2.9%
Total return, 3 years+38.8%+70.1%

Full FFIN analysis · Full IBOC analysis

Frequently asked questions

Which is better, FFIN or IBOC?

First Financial Bankshares (FFIN) and Intl Bancshares Corp (IBOC) on Torvanta's measures: FFIN grades higher on 1 of the 4 factor families and IBOC on 1. Which fits an investor depends on their goals; this is research, not a recommendation. Subscribers see where the model ranks each and its expected return.

Which is cheaper, FFIN or IBOC?

On trailing earnings FFIN trades at 17.1x and IBOC at 10.5x; their value grades are D+ and C+ against their sectors.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

See plans Or get the free weekly newsletter

Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

All stock ratings · Stock lists · AI stock research · Model portfolio · Research · Disclaimer