TORVANTA
Compare · data as of 2026-10-06

FBP vs TCBI: First BanCorp (Puerto Rico) vs Texas Capital Bancshares

First BanCorp (Puerto Rico) (FBP) and Texas Capital Bancshares (TCBI) on Torvanta's measures: FBP grades higher on 2 of the 4 factor families and TCBI on 2.

FBPTCBI
Value gradeB-B
Growth gradeCA-
Profitability gradeBn/a
Momentum gradeB+C
Market value$4.1B$4.1B
P/E (trailing)11.4x12.2x
Revenue, last 12 months$1.3Bn/a
Revenue growth (y/y)+2%n/a
Operating marginn/an/a
Return on invested capitaln/an/a
Free-cash-flow yield10.7%11.6%
Total return, 1 year+27.6%+8.8%
Total return, 3 years+116.7%+61.0%

Full FBP analysis · Full TCBI analysis

Frequently asked questions

Which is better, FBP or TCBI?

First BanCorp (Puerto Rico) (FBP) and Texas Capital Bancshares (TCBI) on Torvanta's measures: FBP grades higher on 2 of the 4 factor families and TCBI on 2. Which fits an investor depends on their goals; this is research, not a recommendation. Subscribers see where the model ranks each and its expected return.

Which is cheaper, FBP or TCBI?

On trailing earnings FBP trades at 11.4x and TCBI at 12.2x; their value grades are B- and B against their sectors.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

See plans Or get the free weekly newsletter

Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

All stock ratings · Stock lists · AI stock research · Model portfolio · Research · Disclaimer