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ECPG vs SLM: Encore Capital Group, Inc. vs SLM Corp

Encore Capital Group, Inc. (ECPG) and SLM Corp (SLM) on Torvanta's measures: ECPG grades higher on 3 of the 4 factor families and SLM on 0.

ECPGSLM
Value gradeB+B
Growth gradeB+B+
Profitability gradeB+n/a
Momentum gradeAD+
Market value$2.1B$4.3B
P/E (trailing)7.4x6.4x
Revenue, last 12 months$1.9Bn/a
Revenue growth (y/y)+30%n/a
Operating margin37.7%n/a
Return on invested capital61.6%n/a
Free-cash-flow yield6.0%-7.6%
Total return, 1 year+141.0%-14.3%
Total return, 3 years+98.1%+83.2%

Full ECPG analysis · Full SLM analysis

Frequently asked questions

Which is better, ECPG or SLM?

Encore Capital Group, Inc. (ECPG) and SLM Corp (SLM) on Torvanta's measures: ECPG grades higher on 3 of the 4 factor families and SLM on 0. Which fits an investor depends on their goals; this is research, not a recommendation. Subscribers see where the model ranks each and its expected return.

Which is cheaper, ECPG or SLM?

On trailing earnings ECPG trades at 7.4x and SLM at 6.4x; their value grades are B+ and B against their sectors.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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