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CINF vs HIG: Cincinnati Financial vs Hartford

Cincinnati Financial (CINF) and Hartford (HIG) on Torvanta's measures: CINF grades higher on 2 of the 4 factor families and HIG on 1.

CINFHIG
Value gradeAA-
Growth gradeA-C+
Profitability gradeB-B-
Momentum gradeD+C
Market value$24.9B$34.2B
P/E (trailing)7.6x8.2x
Forward P/E (Torvanta estimate)5.6x7.0x
Revenue, last 12 months$14.0B$29.1B
Revenue growth (y/y)+20%+6%
Operating marginn/an/a
Return on invested capitaln/an/a
Free-cash-flow yield13.7%16.5%
Total return, 1 year+1.5%-3.7%
Total return, 3 years+72.0%+88.6%

Full CINF analysis · Full HIG analysis

Frequently asked questions

Which is better, CINF or HIG?

Cincinnati Financial (CINF) and Hartford (HIG) on Torvanta's measures: CINF grades higher on 2 of the 4 factor families and HIG on 1. Which fits an investor depends on their goals; this is research, not a recommendation. Subscribers see where the model ranks each and its expected return.

Which is cheaper, CINF or HIG?

On trailing earnings CINF trades at 7.6x and HIG at 8.2x; their value grades are A and A- against their sectors.

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Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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