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CFG vs MTB: Citizens Financial vs M&T Bank

Citizens Financial (CFG) and M&T Bank (MTB) on Torvanta's measures: CFG grades higher on 1 of the 4 factor families and MTB on 2.

CFGMTB
Value gradeB-B
Growth gradeB+C+
Profitability gradeC-B-
Momentum gradeC+C+
Market value$27.1B$31.5B
P/E (trailing)14.0x11.5x
Forward P/E (Torvanta estimate)11.9x10.2x
Revenue, last 12 months$8.7B$1.7B
Revenue growth (y/y)+11%+6%
Operating marginn/an/a
Return on invested capitaln/an/a
Free-cash-flow yield9.2%12.1%
Total return, 1 year+23.1%+15.4%
Total return, 3 years+181.2%+95.0%

Full CFG analysis · Full MTB analysis

Frequently asked questions

Which is better, CFG or MTB?

Citizens Financial (CFG) and M&T Bank (MTB) on Torvanta's measures: CFG grades higher on 1 of the 4 factor families and MTB on 2. Which fits an investor depends on their goals; this is research, not a recommendation. Subscribers see where the model ranks each and its expected return.

Which is cheaper, CFG or MTB?

On trailing earnings CFG trades at 14.0x and MTB at 11.5x; their value grades are B- and B against their sectors.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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