TORVANTA
Compare · data as of 2026-10-06

BILL vs QTWO: Bill Holdings vs Q2 Holdings, Inc.

Bill Holdings (BILL) and Q2 Holdings, Inc. (QTWO) on Torvanta's measures: BILL grades higher on 0 of the 4 factor families and QTWO on 3.

BILLQTWO
Value graden/aB
Growth gradeC+B+
Profitability gradeCB
Momentum gradeCC
Market value$3.8B$3.6B
P/E (trailing)n/a41.6x
Revenue, last 12 months$1.7B$846.2M
Revenue growth (y/y)+13%+14%
Operating margin-4.4%10.0%
Return on invested capital-1.3%14.7%
Free-cash-flow yield10.9%5.9%
Total return, 1 year-16.6%-11.7%
Total return, 3 years-60.3%+81.0%

Full BILL analysis · Full QTWO analysis

Frequently asked questions

Which is better, BILL or QTWO?

Bill Holdings (BILL) and Q2 Holdings, Inc. (QTWO) on Torvanta's measures: BILL grades higher on 0 of the 4 factor families and QTWO on 3. Which fits an investor depends on their goals; this is research, not a recommendation. Subscribers see where the model ranks each and its expected return.

Which is cheaper, BILL or QTWO?

On trailing earnings BILL trades at n/a and QTWO at 41.6x; their value grades are n/a and B against their sectors.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

See plans Or get the free weekly newsletter

Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

All stock ratings · Stock lists · AI stock research · Model portfolio · Research · Disclaimer