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ALLY vs ENVA: Ally Financial vs Enova International, Inc.

Ally Financial (ALLY) and Enova International, Inc. (ENVA) on Torvanta's measures: ALLY grades higher on 2 of the 4 factor families and ENVA on 2.

ALLYENVA
Value gradeAB-
Growth gradeB+B
Profitability gradeB-B
Momentum gradeD+C-
Market value$11.4B$4.4B
P/E (trailing)8.9x13.2x
Revenue, last 12 months$8.7B$3.4B
Revenue growth (y/y)+11%+18%
Operating marginn/a24.0%
Return on invested capitaln/a10.0%
Free-cash-flow yield39.9%44.1%
Total return, 1 year-2.7%+61.1%
Total return, 3 years+64.3%+257.6%

Full ALLY analysis · Full ENVA analysis

Frequently asked questions

Which is better, ALLY or ENVA?

Ally Financial (ALLY) and Enova International, Inc. (ENVA) on Torvanta's measures: ALLY grades higher on 2 of the 4 factor families and ENVA on 2. Which fits an investor depends on their goals; this is research, not a recommendation. Subscribers see where the model ranks each and its expected return.

Which is cheaper, ALLY or ENVA?

On trailing earnings ALLY trades at 8.9x and ENVA at 13.2x; their value grades are A and B- against their sectors.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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