Financials · S&P 500 · data as of 2026-10-05

C stock analysis: Citigroup

Q: Does C pay a dividend?

Yes. Its dividend yield is about 1.92%, and it has raised its dividend 3 years in a row.

Citigroup (C) is an S&P 500 company in Diversified Banks. It grades weakest on growth.

The model's view of C · subscribers

Where C ranks among the 1,500 U.S. stocks the model scores each trading day, its expected return, the evidence for and against it, and whether the model portfolio holds it. The grades below describe the company's data; they are not the model's view.

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What's happening with C · updated 2026-10-05 · from prices and SEC filings

Next results expected around Oct 13, based on the company's filing history.
Shares fell 6.9% over the past month, behind the S&P 500 (+0.4%) and ahead of its sector (-8.0%).

C price performance

C against the S&P 500, one year

Year to date+11.8%S&P 500 +14.5% · behind by 2.7 pts

1 year+34.3%S&P 500 +17.0% · ahead by 17.3 pts

3 years+253.3%S&P 500 +89.3% · ahead by 164.0 pts

5 years+110.2%S&P 500 +91.3% · ahead by 18.9 pts

Total returns with dividends reinvested.

C factor grades

Each grade compares C with the rest of its sector (A+ best, F worst); the numbers behind it are shown with the typical figure for its peers.

–Value

D+GrowthRevenue growth +1% (industry +4%)EPS growth +18% (industry +20%)

–ProfitabilityOperating margin 0.0% (industry 0.0%)

BMomentum12-month change +34%From 52-wk high -11%

C in plain numbers

The stock rose 34% over the past 12 months, better than 70 of the other 75 Financials companies Torvanta covers.
Its operating margin is 0% (operating profit per dollar of sales), lower than 26 of the other 36 Financials companies Torvanta covers.
Revenue grew 1% over the last 12 months, slower than 60 of the other 71 Financials companies Torvanta covers.

C key statistics

SectorFinancials

IndustryDiversified Banks

IndexS&P 500

Market valuen/a

Revenue growth (y/y)n/a

Free-cash-flow yieldn/a

Dividend yield1.9%

Next earnings (expected)2026-10-13

Valuation measures

Financial highlights

Operating margin	0.0%
Net margin	16.8%

Company figures from its latest SEC filings; market value and returns from end-of-day prices.

About Citigroup

HeadquartersNew York, NY

Industry (SEC code)National Commercial Banks

Fiscal year endsDecember 31

Incorporated inDE

Listed onNYSE, NYSE, NYSE

FormerlyCITIGROUP INC, TRAVELERS GROUP INC, TRAVELERS INC

From the company's SEC registration record.

Companies similar to C

Company	Market value	P/E	Revenue growth	Operating margin	12-month change
C Citigroup	n/a	n/a	+1%	0.0%	+34%
BAC Bank of America	$377.6B	12.4x	+16%	n/a	+9%	compare
JPM JPMorgan Chase	n/a	n/a	-3%	0.0%	+9%	compare
PNC PNC Financial	$87.9B	12.1x	+13%	n/a	+15%	compare
TFC Truist	$56.6B	10.6x	n/a	0.0%	+6%
USB US Bancorp	$89.2B	11.4x	+7%	n/a	+24%
WFC Wells Fargo	n/a	n/a	-14%	0.0%	+3%

All Financials stock ratings

Frequently asked questions

Is C stock a buy?

Torvanta does not tell individuals what to buy. Its grades for C are shown above. Subscribers see the model's rank, expected return and whether the model portfolio holds it. This is research, not a recommendation.

When does C report earnings next?

Based on its filing history, Torvanta expects Citigroup to report around 2026-10-13.

Does C pay a dividend?

Yes. Its dividend yield is about 1.9%, and it has raised its dividend 3 years in a row.

How has C performed against the S&P 500?

Over the past year C returned +34.3%, against +17.0% for the S&P 500, dividends reinvested.

See the model's view

Subscribers get the model's rank and expected return for every covered company, the reasoning behind each, and the Torvanta model portfolio's trades each trading day, sized and explained, at three risk levels.

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Torvanta is research only - not investment advice and not a recommendation to buy or sell any security. Grades describe a company's reported data against its sector; they are not the model's view, change as data changes and can be wrong. Financial figures come from the company's SEC filings; returns include reinvested dividends. Past performance does not predict future results.

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